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Business Accounts

Whether you’re on your third franchise, or you’re more of a mom and pop operation, we’ve got accounts to match your business needs.

Business Checking


Which account is right for your Business?
Free Business Checking

Free Business Checking

A great option for smaller businesses. If you have fewer than 1000 monthly transactions and few cash deposits, this free account is for you.

Features of Business Checking ▸
Details for Business Checking ▸
Open a Business Checking Account ▸
Resume My Application ▸

Fees

Fee of $0.25 is assessed for each item in excess of 1000

Minimum Opening Balance

$100

Dividend

0.00% APY

Account Features

  • You can make withdrawals at any PFCU branch.
  • Free online copies of checks
  • Deposits may be made at any PFCU branch.
  • Free, easy-to-use ATM or PFCU check card for keeping track of your business expenditures.
  • Pay your bills in minutes. PFCU’s Electronic Bill Payer is both free and lightning fast.

Want to learn more? Visit a branch, or call us at 215-934-3500 or 800-832-PFCU (outside the metropolitan area).

Open a Business Checking Account

Growth Checking

Commercial Checking

An interest-bearing account, ideal for larger businesses with transactions, both deposits and paid items, that exceed 1000 per month.

Features of Commercial Checking ▸
Details for Commercial Checking ▸
Open a Commercial Checking Account ▸
Resume My Application ▸

Fees

$15, waived with $5,000 minimum daily balance.

Minimum Opening Balance

$1,000

Dividend 

From 0.00% APY below $2,500

$2,500 to $4,999.99
0.10% APY

$5,000 to $9,999.99
0.20% APY

$10,000 and up
0.20% APY

ATM or PFCU check card

  • Free, easy-to-use ATM or PFCU check card for keeping track of your business expenditures.
  • Pay your bills in minutes. PFCU’s Electronic Bill Payer is both free and lightning fast.
  • Link your accounts together with Business Primary Savings — and relax, free of worry about whether an account will be adequately funded. Ever.

Features

  • You can make withdrawals at any PFCU branch.
  • Free online copies of checks
  • Deposits may be made at any PFCU branch.
  • Unlimited Monthly Transactions

Want to learn more? Visit a branch, or call us at 215-934-3500 or 800-832-PFCU (outside the metropolitan area).

Open a Commerical Checking Account


Business Primary Savings

Business Primary Savings

A standard interest-yielding savings account for your business that’s as helpful as it is uncomplicated.

Features for Business Primary Savings ▸
Open a Business Primary Savings Account ▸
Resume My Application ▸

Fees

None

Minimum Opening Balance

$5

Dividend

Dividends are compounded daily when the balance reaches or exceeds $50. 0.20% APY

Account Features

  • Account is automatically opened for every member with a $5 initial deposit.
  • When opened, the account holder becomes a shareholder in PFCU. (The initial deposit must remain in the account to retain membership privileges.)
  • No matter how fast your enterprise is moving ahead, PFCU’s business accounts keep pace, with mobile and internet banking services.
Open a Business Primary Savings Account

Money Market Savings

Business Money Market Savings

If you’re looking for higher dividends this account is where you’ll find them. Maintain a minimum balance and watch the zeros line up.

Features for Business Money Market Savings ▸
Open a Business Money Market Savings Account ▸
Resume My Application ▸

Fees

None

Minimum Opening Balance

$1,000

DIVIDEND

Dividends paid on the average collected daily balance of $1,000 or more.

Below $1,000
0.00% APY

$1,000 to $2,499.99
0.50% APY

$2,500 to $9,999.99
1.00% APY

$10,000 and up
1.50% APY

Account Features

  • You can make withdrawals at any PFCU branch.
  • Deposits may be made at any PFCU branch.
Open a Business Money Market Savings Account

Business Account Checklist

Business Account Checklist

Here’s a helpful checklist of the documentation needed in order to open your business account.

Printable Business Account Checklist ▸



Business Checking Features & Services


Online & Mobile Banking

ONLINE & MOBILE BANKING

Access your account from anywhere, 24 hours a day.
Learn more about Online & Mobile Banking ▸

Convenient Locations

CONVENIENT LOCATIONS & SURCHARGE-FREE ATM NETWORK

Check out our ATM Branch Locator to find branches and ATMs, from Center City to Bloomsburg, PA.
Learn more about our ATM Branch Locator ▸

Bill Payer

BILL PAYER

Pay your bills, safely, quickly, reliably, and free.
Learn more about Bill Payer ▸

PFCU Member Support

PFCU MEMBER SUPPORT

Click on live chat with any questions or call us directly at 215-934-3500 or 800-832-PFCU.

Purchase Rewards

PURCHASE REWARDS

Earn great rewards by using your PFCU check card.
Learn more about Purchase rewards ▸

Overdraft Protection

OVERDRAFT PROTECTION

Need a little safety net? PFCU has you covered.
Learn more about OverDraft Protection ▸

Direct Deposit

DIRECT DEPOSIT

Replace the paper checks you receive with electronic payments sent directly to your account.
Learn more about Direct Deposit ▸

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National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.