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PHONE: 215-934-3500 or 800-832-PFCU

ABA Routing # 236084298

SAVINGS CERTIFICATES

It's true what they say: the best things come to those who wait. With a PFCU Savings Certificate, the longer you can park your money with us, the better dividend rate you'll earn. And our rates are some of the best in the area.

What's more, your money is insured by the federal government up to $250,000 per depositor. PFCU members enjoy additional coverage up to $250,000 from Excess Share Insurance Corporation, a licensed insurance company.

For low minimum deposits, you pick the term. We offer higher rates if you can save your money longer and we can put it to work for you.

Here are our current rates

Term

Dividend Rate

APY*

3 Month 0.90%
0.90%
6 Month 1.49%
1.50%
1 Year 1.78%  1.80%
18 Month 2.03% 2.05%
2 Year 1.88%
1.90%
30 Month 1.88%
1.90%
3 Year 1.88%
1.90%
4 Year 1.98%
2.00%
5 Year
2.03%
2.05%

Minimum Opening Deposit

  • As low as $250 for 3 and 6 month Savings Certificates
  • $500 for all other terms

If you withdraw your funds before the Certificate matures, you'll be assessed a penalty of earned dividends.

Open a 6 month Savings Certificate below. If you want to open a Saving Certificate with a different term, please stop by one of our branches or give us a call at 215-934-3500.

Open a 6 Month Savings Certificate

* The Annual Percentage Yield on Certificates assumes that dividends remain on deposit and are added to the starting minimum deposit principle balance. Withdrawal of dividends, or withdrawal from the starting minimum deposit balance will reduce actual earnings. For early withdrawal, we may impose a penalty of 90 days dividends on certificates of less than one year, and 180 days dividends on certificates of one year or more. Other terms and conditions apply. All rates are subject to change without prior notice. Dividends are compounded daily and credited monthly on the last day of each month for Savings Certificates, and IRA Certificates.

National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Excess Share Insurance Corporation 
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Since they are not a deposit of the Philadelphia Federal Credit Union, investment accounts do not qualify for Excess Share Insurance (ESI). Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.