Renters Insurance

Coverage for personal belongings and liability

Affordable rates with potential discounts

Easy online application

You don't own the home. But the other stuff is all yours.

Protect your belongings for less by choosing between top
renters insurance plans from two trusted providers.

PFCU Insurance Services, LLC

The landlord has insurance, so you're all set, right? Not really. The landlord's or management company's coverage is for the building. You're responsible for replacing your own belongings in the event of fire, forced-entry theft or weather damage. We offer friendly rates on Renters Insurance with the potential for added discounts for safety features in your building, automated payments and more.

  • Policies for those who live in apartments, condominiums and other rented properties
  • Includes liability coverage as well as replacement payouts for personal property
  • Also includes temporary living expenses, in case your property becomes uninhabitable
  • Premiums as low as $150 per year
  • Meet with one of our local insurance vendors to learn more about renters insurance and personalizing your policy

Potential Additional Discounts

  • Home security systems, including smoke detectors, burglar alarms, or cameras
  • Home safety systems, including sprinklers and fire alarms
  • Bundling your renters and auto insurance
  • Being a new applicant with no previous claims
  • Signing up for automated payments

Woop Insurance

We’re excited to announce our new partnership with Woop Insurance, to give you one place to track, manage and save on your home & auto insurance. With Woop, PFCU members get free access to a personalized Insurance Dashboard. Just connect your current policy and unlock powerful features like:

  • Smart Quotes – Get suggestions for better rates,
    only when it makes sense
  • Coverage Review - See if your policy meets your needs
  • Price Score - Find out if you're overpaying
  • Smart Date – Know exactly when to shop for your best price (think flight alerts—but for insurance)
  • It’s fast, free, and built to put you in control of your coverage.
  • Learn more

All in one place. Always free.
Effortless insurance. Zero guesswork.

Your dashboard shows you what insurance companies see, giving you the same insights to master your insurance like a pro. It's transparent, simple, and about time you had this power in your hands.

 

GET MY FREE DASHBOARD

 

All in one place. Always free. Effortless insurance. Zero guesswork.

YOUR WOOP DASHBOARD
LIKE HAVING A DEDICATED INSURANCE ADVISOR, 24/7

Welcome to Woop, where every feature, every tool, is like having a personal digital insurance advisor. Designed to guide you at every step, our suite of digital tools puts you firmly in the driver's seat of your insurance journey.

TOOLS TO GET YOU AHEAD

Holiday Prep Starts Now: Budget Moves for a Stress-Free Season

The holiday season is full of special moments, family gatherings, festive meals, gift giving, and traditions that bring people together. While the season is exciting, it can also bring unexpected financial stress if spending isn’t planned ahead of time.

The good news is that a little preparation now can go a long way toward keeping your holiday season joyful and financially manageable.

By making a few smart budget moves early, you can focus on what really matters: celebrating the season with the people you care about.

Read More about Holiday Prep Starts Now: Budget Moves for a Stress-Free Season
The perfect loan to start consolidating
With affordable rates and a simple application process, it's easy to consolidate debt with a PFCU Personal Loan.
Personal Loans

Philadelphia Federal Credit Union is a full-service financial institution with locations in Philadelphia, Montgomery and Columbia County, PA.