FIND WAYS TO REDUCE YOUR DEBT
Know where your money goes and take control of your finances.
Credit Tools & Resources
Monitor your credit score anytime
Request your annual free credit report
Get financial counseling from trusted advisors
Use these helpful resources to improve your financial wellness.
Do it on your own or with help from our partners.
Maintaining and managing credit is vital to your personal finances. The more responsible you are, the higher your credit score, the lower your rate when you borrow and the better off you'll be overall. At Philadelphia Federal Credit Union, we put the tools in your hands to understand credit and work toward improving your credit score every day.
Credit Score
Stay updated on your credit score through Online Banking or our mobile app so you can see how daily activity affects your score. You can receive real-time credit monitoring alerts and access your personalized credit report anytime. There are also tips and information to help you improve your score.
Clarifi Financial Counseling
Get free one-on-one, confidential counseling through Clarifi, a local nonprofit group that can help you work out challenges on various financial topics. You'll receive personalized guidance in areas such as managing debt, avoiding foreclosure and improving your credit score.