We encourage students to start with savings, grants, scholarships, and federal student loans to pay for college. Think about anticipated monthly loan payments and expected future earnings before considering a private student loan.
Student Loans
Undergraduate and graduate loans
Flexible repayment plans
No prepayment penalty
Study your options - and then come to us for financial assistance.
Affordable loans can help you get from first semester to graduation day.
It's no secret that higher education costs have skyrocketed in recent years. It's also no secret that college-based financial aid packages often fall short. If you're looking for ways to bridge the gap between what you've been offered and what you need, find out more about Philadelphia Federal Credit Union student loans, offered in partnership with Sallie Mae® educational lenders.*
- For students attending a degree-granting institution
- Undergraduate and graduate loans.
- Competitive variable and fixed interest rates
- No origination fee or prepayment penalty1
- Multiple repayment options
- Learn which loan is right for you
Undergraduate
- Smart Option Student Loan® for Undergraduate Students: Pay for your bachelor's, associate's, or certificate expenses at a degree-granting school
Graduate
- Graduate School Loan: Pay for expenses as you pursue your master's and doctoral degrees
- MBA Loan: Pay for your business school expenses as you pursue your Masters of Business Administration degree
- Medical School Loan: Pay for your medical degree expenses in allopathic, general, osteopathic, podiatric, radiology, sports, and veterinary medicine
- Dental School Loan: Pay for your dental degree expenses in general dentistry, endodontics, oral and maxillofacial surgery, orthodontics, pediatric dentistry, periodontics, and prosthodontics
- Graduate School Loan for Health Professions: Pay for your health professions degree expenses in allied health, nursing, pharmacy, and other graduate-level health programs
- Law School Loan: Pay for your school and associated expenses as you study for your law degree
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TOOLS TO GET YOU AHEAD
How to Save for College: 5 Tips to Get Started Today!
The question of "how are we going to pay for college?" is something that many parents and students discuss each year. Did you know college graduates in the United States graduate with an average of $30,000 in student loan debt?
Small steps that add up to big savings
A tuition program that guarantees scholarships for students in your family. The larger your balance at PFCU, the more tuition rewards points you earn.
Tuition Rewards Program