All your PFCU cards feature built-in chip technology that provides additional layers of fraud protection when you use your cards at chip-activated payment terminals. During checkout, the embedded chip generates a one-time-use code to process the transaction. That code is virtually impossible to counterfeit.
The protection is automatic and you use your cards the same way you always do. And in addition to the chip technology, you're also protected against unauthorized use with Visa's Zero Usability Liability Policy.**
For more information, read the FAQs below.