Better rates
Lower fees
Free financial education
How would you like to own part of a financial institution? Because when you’re a Philadelphia Federal Credit Union member, that’s exactly what you get. As a credit union, we’re member-owned. Which means no shareholders. No fat cats. Just ordinary people interested in low fees, great rates, financial education and helping their community thrive.
Big banks can accept anyone as a customer. In contrast, credit unions are membership-based organizations with guidelines governing who can join. Here's how it works at PFCU:
Signing up is a snap. Just open up a PFCU Regular Savings account and make a deposit, and you’ll qualify as a PFCU member. Take a moment to open a PFCU Regular Savings account online.
At PFCU, membership has its fair share of rewards. Lower fees. Better rates. Free financial education. And, when you're a member, you're actually a part-owner of our credit union. Therefore, you’re part of a not-for-profit cooperative of people helping people.
Almost all of us could use a little help understanding the differences between credit unions and banks. While both options have pros and cons, one might be more suitable for your current financial goals.
