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  • System Maintenance

    Due to system maintenance, Teller Net and Teller Phone will be unavailable on Sunday, July 14, 2024, from 3:00 a.m. to 8:00 a.m. We apologize for any inconvenience this may cause.

  • Fraud Alert

    We are aware of live and automated phone calls that appear to be coming from our main phone number of 215-934-3500 to verify transactions. There is also an email coming from donotreply@onetimemobilecode.com with a code. You should never provide your username, password, one-time passcode or other sensitive information to anyone asking for it.

    If you receive a call from someone asking for this information, hang up immediately and contact us at 215-934-3500.


Products & Services

Whether it’s opening a checking account, finding an auto loan or funding your next big venture, PFCU has the right banking products and the best rates.

Personal Banking & Loans

Personal Banking & Loans

PFCU makes Personal Banking easy. Make purchases with no fees or great rewards, start saving with account dividends, or get the loan you need with fewer fees and competitive rates.

Business Banking & Loans

Business Banking & Loans

Choose from a variety of Business Banking options to help Philadelphia & Columbia County communities thrive. We have Business Loans, mortgages and lines of credit with fewer fees, and competitive rates for businesses of all sizes.



Protect the things that really matter. Affordable Property, Auto, Personal & Business Insurance options available.

Open an Account

Open an Account

Get started and take advantage of all the benefits that PFCU has to offer. Membership is open to anyone who lives, works, studies or worships in Philadelphia and Columbia Counties.

Not here for our profit, here for yours.

We’re a credit union, which means we’re just like a bank, only better. PFCU offers better rates, better fees, and a better philosophy than a traditional bank because we’re member-owned, which means no shareholders to appease and all of our profits go right back to the people. Because when our members succeed, it’s better for everyone.

Not here for our profit, here for yours 
Community you can bank on.

To us, there’s no better investment than community. From the start, we’ve helped our members open businesses, improve their homes and send their kids to school. No fat cats here. Just neighbors.

Learn more about PFCU
Become a member.

If you live, work, worship or go to school in Philadelphia County or Columbia County, you can become a member. Also, if you work for a company in one of our select employee groups, you can become a member. It’s that easy.

Click here to become a member
Referral Reward Program

Already a proud member of PFCU? Spread the word! Refer a friend or neighbor to us, and if they join we’ll give you both a gift.

Learn more about our Referral Reward Program
What's new at PFCU?

Take a look below and read all about it.



Learn about different saving methods to help plan for your financial goals.

Moneyline Blog


As July rolls around, we find ourselves just over the midpoint of the year, a perfect opportunity to conduct a mid-year financial check-in. Whether you set ambitious resolutions at the beginning of the year or simply want to ensure you're on track with your financial goals, taking stock of your progress now can set you up for success in the months ahead.


PFCU is hosting and attending virtual and in-person events to improve financial literacy in its community. Learn about our educational programs and community activities.

National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.