Line of Credit
Need cash fast? PFCU Line of Credit to the Rescue.
Never overdraw your PFCU Checking Account again with a PFCU Credit Line. Enjoy free overdraft protection for your PFCU Checking Account, PFCU Check Card and Electronic Bill Payer accounts. Plus, you'll have access to a quick cash loan 24 hours a day from any ATM.
Loan Amount
Up to $15,000
Annual Percentage Rate
As low as 10.90% APR* (based on credit)
Open to
All PFCU members 16 years of age or older. Members under the age of 18 require a co-applicant.
Loan Terms
- Minimum payment is $20 or 10.90% of your balance, whichever is greater.
Apply or Continue an Application for a Line of Credit
* APR = Annual Percentage Rate. Rate reflects all possible discounts. This is the credit union’s best rate. The available terms are subject to change without notice. Your monthly payment will be 10.90% of your outstanding balance, including principle and unpaid interest, or $20, whichever is greater. We will begin charging interest on the transaction date. Rate and approved loan amount may vary depending on each borrower’s credit history/eligibility, underwriting criteria and market conditions. Offer of credit is subject to credit approval. Maximum loan amount is $15,000. Consult a tax advisor regarding the deductibility of interest.