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Line of Credit

Need cash fast? PFCU Line of Credit to the Rescue.

Never overdraw your PFCU Checking Account again with a PFCU Credit Line. Enjoy free overdraft protection for your PFCU Checking Account, PFCU Check Card and Electronic Bill Payer accounts. Plus, you'll have access to a quick cash loan 24 hours a day from any ATM.

Loan Amount

Up to $15,000

Annual Percentage Rate

Determined by evaluation of applicant's credit

Open to

All PFCU members 16 years of age or older. Members under the age of 18 require a co-applicant.

Loan Terms

  • Minimum payment is $20 or 2.94% of your balance, whichever is greater.

Apply or Continue an Application for a Line of Credit

* Please note that the offer of credit is subject to credit approval.

* APR = Annual Percentage Rate. Rate reflects all possible discounts. This is the credit union’s best rate. The available terms are subject to change without notice. For each $1,000 borrowed at 13.40% APR over a term of 60 months, pay approximately $22.96 a month. Rate and approved loan amount may vary depending on each borrower’s credit history/eligibility, underwriting criteria and market conditions. Offer of credit is subject to credit approval. Maximum loan amount is $25,000. Consult a tax advisor regarding the deductibility of interest.

Apply or Login to Continue Application

Credit Lines are available to all PFCU members 16 years or older who meet our account verification requirements.

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