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Personal Loans

Take Control Of Your Finances And Get The Cash You Need for Any Reason

Borrow the money you need to pay off debt or finance a necessity with only your signature as collateral.

LOAN AMOUNTS RANGE FROM $500 to $25,000

RATES RANGE FROM 9.99% APR to 18.00% APR*

TERMS RANGE FROM 12 to 60 MONTHS

BENEFITS OF CHOOSING A PERSONAL LOAN FROM PFCU

  • Affordable monthly payments
  • Convenient payment options like payroll deduction or automatic monthly transfers
  • Pay off at any time without penalties
Apply for Personal Loan

* APR = Annual Percentage Rate. Rate reflects all possible discounts. This is the credit union's best rate. The available terms are subject to change without notice. The following example assumes a $15,000 personal loan with a four year (48 months) term. For APRs ranging from 9.99% to 18.00%, monthly payments would range from $380 to $441. Assuming all of the 48 payments are made on-time, the total amount paid would range from $18,258 to $21,150. Rate and approved loan amount may vary depending on each borrower's credit history/eligibility, underwriting criteria and market conditions. Offer of credit is subject to credit approval

Refer your Friends
National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.