PHONE: 215-934-3500 or 800-832-PFCU

ABA Routing # 236084298

Debt Consolidation in Philadelphia

Do you fear the thought of looking at your monthly credit card statements? Has rising debt taken over your finances? If you answered "yes" to both or either of these questions, then debt consolidation is your solution. Debt Consolidation can help you create a single monthly payment to simplify your debt management.

What is Debt Consolidation?

Debt Consolidation is the process of combining (or consolidating) multiple debts into one simplified debt. Consolidating debt replaces multiple debts with one simplified payment, making the loan easier to track and manage.

Benefits of Debt Consolidation

By consolidating debt, you can get lower rates, better terms and other great benefits:

  • Lower Interest Rates
  • Flexible terms up to 60 months
  • Amounts from $500 to $25,000
  • Simplified payment process – fixed monthly payment
  • Pay off debt faster with fewer payments to make each month
  • Avoid credit rating damage
  • Avoid unnecessary late fees


  • Speak to a PFCU loan representative for a free rate quote
  • Our rates may vary depending on each borrower’s credit history and underwriting facors

PFCU Debt Consolidation Services

PFCU debt consolidation services are a great way to get a fresh start.  Start by combining and paying off those high-rate credit card balances and save money by making only one monthly payment.

We offer several debt consolidation solutions to fit your needs:

Additional Resources

Refer your Friends
National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Excess Share Insurance Corporation 
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Since they are not a deposit of the Philadelphia Federal Credit Union, investment accounts do not qualify for Excess Share Insurance (ESI). Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.