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DEBT CONSOLIDATION IN PHILADELPHIA

Do you fear the thought of looking at your monthly credit card statements? Has rising debt taken over your finances? If you answered "yes" to either of these questions, then debt consolidation is your solution. Debt Consolidation can help you create a single monthly payment to simplify your debt management.

Debt Consolidation
Debt Consolidation

PFCU DEBT CONSOLIDATION SERVICES

PFCU debt consolidation services are a great way to get a fresh start and eliminate debt. Start by consolidating your debts, such as medical bills, student loans, credit cards, personal loans, and other unsecured debts. By combining these high-rate monthly payments into one loan amount, you can reduce your interest rates and save money by making only one monthly payment. Paying your bills and settling your debts doesn't have to be complicated. Our partnership with Clarifi gives our members access to credit counselors who can help you with a debt management plan that fits you and your budget.

WE OFFER SEVERAL DEBT CONSOLIDATION SOLUTIONS TO FIT YOUR NEEDS:

WHAT IS DEBT CONSOLIDATION? ▸
BENEFITS OF DEBT CONSOLIDATION ▸
PFCU DEBT CONSOLIDATION LOAN RATES ▸

WHAT IS DEBT CONSOLIDATION?

Debt Consolidation is the process of combining (or consolidating) multiple debts into one simplified debt. Consolidating debt replaces various repayment options with one simplified payment strategy, making the loan easier to track and manage.

Benefits of Debt Consolidation

At PFCU, we understand that debt can get in the way of saving money and building a healthy financial outlook. However, consolidating your debt is a reliable financial tactic to help you save money. These loans help you avoid higher interest rates, such as credit card debt in the process. Typically, debt consolidation loans will have lower interest rates than other debt forms, such as credit cards and personal loans. By utilizing this type of loan, you can combine all your debt into one fixed monthly payment.

Quickly paying off your debt should always be your focus. With one easy loan payment, scheduling and budgeting your finances becomes simpler, helping you avoid late fees and keeping your credit report healthy. By consolidating your debt and credit card balances into one minimum payment, you can save money each month, avoiding higher interest rates. Apply for a debt consolidation loan or speak to your loan representative for a free rate quote today. Philadelphia Federal Credit Union is here to help you every step of the way. When it comes to debt management, Clarifi’s credit counselors can help answer your questions and get you on the right track.

BY CONSOLIDATING DEBT, YOU CAN GET LOWER RATES, BETTER TERMS AND OTHER GREAT BENEFITS:

  • Lower Interest Rates
  • Flexible terms up to 60 months
  • Amounts from $500 to $25,000
  • Simplified payment process – fixed monthly payment
  • Pay off debt faster with fewer payments to make each month
  • Avoid credit rating damage
  • Avoid unnecessary late fees

PFCU DEBT CONSOLIDATION LOAN RATES

  • Speak to a PFCU loan representative for a free rate quote
  • Our rates may vary depending on each borrower's credit history and underwriting factors
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National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

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Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.