PHONE: 215-934-3500 or 800-832-PFCU

ABA Routing # 236084298

Boat Loans

Hear the call of the open sea? With our low rates, affordable downpayments, and easy repayment terms, you can come sail away with ease.

Boat Loans

Let us help you float that boat, no matter what craft you're after — a canoe, cruiser, or something in between. Open to all PFCU members 18 years of age or up. Boat Loan financing available only through licensed marinas. Private boat sales can be financed with a Personal Loan or Home Equity Loan.


10% down payment; no fees


As low as 5.50% APR*. (based on applicant credit)


$5,000 - 200,000

* APR = Annual Percentage Rate. Rates may vary depending on each borrower's credit history and underwriting factors. This is the credit union's best rate. For each $10,000 borrowed at 5.50% APR over a term of 60 monthly payments, pay approximately $191.02 per month.
All rates are subject to change without notice. Consult a tax advisor regarding the deductibility of interest.

Apply or Continue an Application for a Boat Loan

Loan Features & Services

Bill Payer

Bill Payer

Pay your bills, safely, quickly, reliably and free.
Learn more about Bill Payer ▸

Loan Payment Protection

Loan Payment Protection

Sleep easy knowing you and your family are secure.
Learn more about Loan Payment Protection ▸

Convenient Locations


Check out our ATM Branch Locator to find branches and ATMs, from Center City to Bloomsburg, PA. 
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Security & Privacy

Security & Privacy

Our Security Resource Center can help you keep your money and your identity secure. 
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PFCU Member Support

PFCU Member Support

Click on live chat with any questions or call us directly at 215-934-3500 or 800-832-PFCU.


National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.