Free Business Checking
Best for lower transaction volumes with a free checking account
Commercial Checking
Best for earning higher interest rates on your larger balances
$0
$1,000
N/A
Below $2,500
0.10% APY
$2,500 to $4,999.99
0.10% APY
$5,000 to $9,999.99
0.20% APY
$10,000 and up
0.20% APY
1,000 per month
Unlimited
$0.25 for each item in excess of 1,000 per month
$15, waived with $5,000 minimum daily balance