In addition to the more obvious money-saving features, Bill Payer can reduce expenses ranging from postage to check-cutting costs to late fees.
Commercial Checking
No transaction fees
Earn dividends on balances over $2,500
Larger balances earn higher rates
A checking account that meets your high standards.
Take efficiency to a higher level while adding a new revenue stream.
In a competitive business climate, you can't afford to do things they way they've always been done. We hear you. Our Commercial Checking Account separates itself from the pack by eliminating high fees and transaction charges and replacing them with free money management tools and dividend-earning potential.
- Designed for larger businesses with high transaction levels
- Only $1,000 minimum opening balance required
- Monthly fee of $15 waived with $5,000 minimum daily balance
- Unlimited Monthly Transactions, including checks, deposit items and deposited currency and coins
- Earn dividends on checking balances of $2,500 or more
- Tiered rate system means bigger balances can earn higher dividend rates
- Free debit card for faster online and in-store purchases
- Online Banking, with free Bill Payer
- Mobile Banking and Mobile Check deposit
- Access to a nationwide network of surcharge-free ATMs
MORE WAYS TO SAVE
TOOLS TO GET YOU AHEAD
Credit Unions vs Banks: What's the Difference & How to Choose the Best One For You
Almost all of us could use a little help understanding the differences between credit unions and banks. While both options have pros and cons, one might be more suitable for your current financial goals.
Make your money work for you
Set aside money for whatever the future holds. Earn steady interest and enjoy no fees with a Business Savings or Money Market account.
Business Savings & Money Market

Philadelphia Federal Credit Union is a full-service financial institution with locations in Philadelphia and Columbia County, PA.