Free Business Checking
No service charge
1,000 free monthly transactions
Free Online and Mobile Banking
Get a checking account that works as hard as you do.
Small businesses enjoy big advantages with no monthly fee.
For most businesses, outside costs - from utilities to supplies to insurance - have been steadily rising. But you'll find Philadelphia Federal Credit Union to be trend-busters. And we're proud of it. Here you can still get a free business checking account - and it's still packed with features designed to hold down costs and take convenience to new levels.
- Ideal for small businesses with low transaction volumes
- Only $100 minimum opening balance required
- Up to 1,000 free monthly transactions, including checks, deposit items and deposited cash and coins ($0.25 for each additional transaction)
- Free debit card for fast, easy purchases
- Free Online Banking and Bill Payer
- Free Mobile Banking and Mobile Check Deposit
- Free online check copies
- Access to nationwide ATM network
- Please refer to our fee schedule for full disclosure of costs and charges.
TOOLS TO GET YOU AHEAD
Almost all of us could use a little help understanding the differences between credit unions and banks. While both options have pros and cons, one might be more suitable for your current financial goals.

Philadelphia Federal Credit Union is a full-service financial institution with locations in Philadelphia and Columbia County, PA.