Business Loans | Philadelphia PA Loan Rates

Put your plans into action with a business loan at the right rate.

Philadelphia business owners turn to PFCU.

Whether your company has a short-term borrowing need or you're financing a long-term investment, you'll find business loans and lines of credit that deliver every time. Lending decisions happen here in Philadelphia, by the people who know your business and support its growth. And once you're funded, you can easily make loan payments and monitor your account through Online Banking and our Mobile app.

Working Capital Line of Credit

Address a short-term shortfall and keep your cash flow constant with this line of credit.

Minimum loan amount is $25,000
Access money you need, when you need it
Flexible terms and competitive rates to fit your budget

Working Capital Line of Credit

Address a short-term shortfall and keep your cash flow constant with this line of credit.

Minimum loan amount is $25,000
Access money you need, when you need it
Flexible terms and competitive rates to fit your budget

Micro Business Line of Credit

This is similar to our Working Capital Line of Credit but allows you to borrow a smaller amount of money.

Access a line of credit from $5,000 to $25,000
$100 minimum advance
Use this as overdraft protection on your Free Business Checking or Commercial Checking Account

If you have been in business for at least one year and can provide documentation of income, you may qualify
Financial information required
Rate determined by your credit history

Micro Business Line of Credit

This is similar to our Working Capital Line of Credit but allows you to borrow a smaller amount of money.

Access a line of credit from $5,000 to $25,000
$100 minimum advance
Use this as overdraft protection on your Free Business Checking or Commercial Checking Account

If you have been in business for at least one year and can provide documentation of income, you may qualify
Financial information required
Rate determined by your credit history

Fixed or Adjustable Rate Term Loans

When you know exactly what you need to borrow to hit your next goal, this fully amortized loan can be the solution.

Collateral can include a lien on your business vehicle/equipment
Set up automatic payments for easy management
No prepayment penalty

Fixed or Adjustable Rate Term Loans

When you know exactly what you need to borrow to hit your next goal, this fully amortized loan can be the solution.

Collateral can include a lien on your business vehicle/equipment
Set up automatic payments for easy management
No prepayment penalty

Commercial Mortgages

Acquire property to add to your real estate portfolio. Upgrade and renovate your current properties. Or refinance your current commercial real estate loan with a better rate or term.

Tailored to your company's specific needs
Collateral can include a blanket lien or a lien on real estate
Set up automatic payments on this fully amortized loan
No prepayment penalty

Commercial Mortgages

Acquire property to add to your real estate portfolio. Upgrade and renovate your current properties. Or refinance your current commercial real estate loan with a better rate or term.

Tailored to your company's specific needs
Collateral can include a blanket lien or a lien on real estate
Set up automatic payments on this fully amortized loan
No prepayment penalty

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