Overdraft Privilege

Peace of mind

Convenient

Avoid returned check fees

Stay Covered When Life Happens

Access extra funds when you’re short

We understand that mistakes can sometimes happen. Keep your options open in the event of an emergency and enjoy peace of mind. This service pays checks and ACH withdrawals when you inadvertently overdraw your checking account.

Even if you have Overdraft Protection, Overdraft Privilege is still available as secondary coverage if the other protection sources are exhausted.

  • Available to PFCU members in good standing
  • A $28 overdraft fee applies for each item paid
Free checking built for you
Whoever said the perfect checking account doesn't exist was wrong. Enjoy no minimum opening deposit, no monthly fees, and access to a long list of digital banking tools.
PFCU Checking

Philadelphia Federal Credit Union is a full-service financial institution with locations in Philadelphia, Montgomery and Columbia County, PA.