Overdraft Protection

No monthly service fees

Peace of mind

Select up to three accounts

Avoid embarrassing situations

Protect your checking account with automatic overdraft transfers from your savings.

This service pays checks and ACH withdrawals when you accidentally overdraw your checking account. There are no monthly service fees or annual fee. Just select up to two separate savings accounts and assign priority order in Online Banking to enjoy peace of mind. If a Line of Credit (LOC) is available on the account, you may select up to three sources, including the LOC.

  • Available to PFCU members in good standing
  • Avoid returned check fees.
Free checking built for you
Whoever said the perfect checking account doesn't exist was wrong. Enjoy no minimum opening deposit, no monthly fees, and access to a long list of digital banking tools.
PFCU Checking

Philadelphia Federal Credit Union is a full-service financial institution with locations in Philadelphia, Montgomery and Columbia County, PA.