Savings Certificates

Higher dividend rates

Wide range of savings periods

Low minimum deposit

The best dividends come to those who wait.

Our Savings Certificates help you put time to good use.

Save for six months. Lock in a rate for a year. Look way down the road and stash your cash for half a decade. Whichever PFCU Savings Certificate you choose, you'll earn higher returns than you would with most standard savings accounts. That means you'll walk away with more money for whatever life brings your way.

  • Certificates are good choices for everyday savers and for people with Individual Retirement Accounts and Coverdell Education Savings Accounts
  • Savings Certificates range from 3 months to 5 years
  •  In general, longer term Certificates feature the highest rates
  • Minimum deposit of just $250 for 3-month and 6-month Savings Certificates
  • $500 minimum deposit for all other Certificate terms
  • Fixed rates locked in at account opening 
  • Early withdrawal of funds results in loss of dividend earnings - however, your initial deposit is never at risk
LET'S GET THIS DONE

Ready to upgrade your saving strategy? You can easily open a Savings Certificate through Online Banking or our mobile app.

TOOLS TO GET YOU AHEAD

Smart Strategies: Budgeting, Saving, and Paying Debt Made Simple

Are you feeling overwhelmed by the daunting task of managing your money? Whether you're trying to budget, save, or pay off debt, it can often feel like a juggling act. But with the right strategies, you can easily tackle all these financial goals.

Read More about Smart Strategies: Budgeting, Saving, and Paying Debt Made Simple
It's simple to get cash back
Enjoy no monthly service fees and no minimum opening deposit while putting more money back in your pocket each month. Your wallet will thank us later.
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