PFCU

 

 

Facts

WHAT DOES PHILADELPHIA FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?

 Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.

This information can include:

  • Social Security number and account balances
  • credit history and credit scores
  • income and payment history

How?

 All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Philadelphia Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Philadelphia Federal Credit Union share?

Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus 		Yes No
For our marketing purposes –
to offer our products and services to you 		Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes –
information about your transactions and experiences 		Yes No
For our affiliates' everyday business purposes –
information about your creditworthiness 		No We don't share
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you No We don't share

To limit our sharing
  • Call 215-934-3500 - our menu will prompt you through your choice(s),
  • Visit us online: www.pfcu.com or
  • Mail the form below

Please note:
If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.


Questions?

 Call 215-934-3500 or go to www.pfcu.com

What we do

How does Philadelphia Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Philadelphia Federal Credit Union collect my personal information?

We collect your personal information, for example, when you

  • open an account or use your credit or debit card
  • give us your income information or apply for financing
  • make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include financial companies, such as PFCU Services LLC; and nonfinancial companies, such as UCFPII LLC.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Philadelphia Federal Credit Union does not share with our nonaffiliates so they can market to you

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include insurance companies and financial service providers.

Other Important Information

 

 

 

Detach and mail form below.
Retain Disclosure above for your records.

 

Mail-in Form

Mark any/all you want to limit:

  • Do not allow your affiliates to use my personal information to market to me.

Name:
________________________________________

Mail to:

Philadelphia Federal Credit Union
12800 Townsend Road
Philadelphia, PA 19154-1003

Address:
________________________________________

City:
________________________________________

State, Zip Code
________________________________________

Rev. 3/21