The idea of paying back student loans can be overwhelming. Where do you even start? Learn all about:
- Federal repayment plans
- Public service loan forgiveness
- Loan consolidation
Learn about credit basics, including:
- The difference between a credit report and score and why each is important
- What makes up a credit score and how it effects your ability to borrow money
- How interest is charged and how to avoid or minimize it
- The term “no credit” or a “thin file” and learn how to build credit and improve your score
Learn about paying debt and increasing your score, focusing on:
- Understanding the importance of reviewing one’s credit report and the steps to take to find and dispute errors
- Prioritizing your debts
- Learning best practices for paying off credit card debt and improving your credit score
- Exploring choices of last resort for out-of-control debt
This is an active session about setting goals and saving. Come ready to explore your personal goals and set steps to achieve them, focusing on:
- Values and their influence on your money habits
- Setting relevant goals built on your values
- Exploring tools to create an action plan
Learn how to build a spending plan to better manage your money by:
- Streamlining savings and goals
- Focusing on your income: tracking income and ways to increase income
- Focusing on your spending: tracking spending and ways to decrease spending
Monthly budgets often fall short, even if you have enough income. Tracking when your money comes in and goes out can help you better cover your expenses and maximize your money.
- Learn how to analyze your cash flow so you don’t fall short
- Learn techniques to manage cash flow so you have money when you need it
- Get practical tools to create your own cash flow budget
The idea of paying for college can be overwhelming. Where do you even start? Learn all about:
- Common costs associated with college
- The important role the FAFSA plays in the financial aid process
- The Student Aid Report (SAR) so you understand how much money the school will give you
- The Expected Family Contribution (EFC) so you understand how much money your family is expected to pay
- Differences between different federal and private loans
- Identifying various strategies to be a responsible borrower
Join PFCU’s Financial Educator as she welcomes guest experts on Saving for Children.
Learn about savings programs at PFCU and beyond, including the PA 529 and Keystone Scholars programs. Plus learn additional ways to increase and incentivize saving!
Experts include:
- Ryan Buxton- Field Representative, Bureau of Savings Programs- PA Treasury Dept.
- Toni V. Corinealdi- Community Outreach Director- Fund My Future
- Sarah Dieleman Perry- Director of Economic Opportunity- Neighborhood Allies
Is buying a home in your near future? Join us for a webinar to prepare yourself for the homebuying process.
Learn all about:
- How much you'll need to save
- What credit score you'll need to be approved for a mortgage
- How much you'll need to borrow when you apply