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Mortgage Points Calculator

Is it worth buying discount points from your lender to lower your mortgage interest rate?  Sometimes it’s hard to know. While points can make financial sense, they can also cost more than you save.  This calculator can weigh in and clear it up for you.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.