Money Market Savings Account

Maximize your investment with a higher-yield savings account

Our Money Market Account allows you to earn the highest possible return on your investment. But unlike a Savings Certificate, funds may be withdrawn without penalty. A Money Market Savings Account is a great alternative to traditional savings, allowing you to earn more interest with no penalties if you maintain a minimum balance. It’s perfect for anyone who has some money they’d like to put aside and grow, while still maintaining access to the funds when necessary. The PFCU Money Market Account offers a low minimum balance of $2,500 and a tiered interest rate.

Account Features, Rates and Terms

Open to

Anyone who meets membership requirements.

  • Dividends are compounded daily and are calculated on the daily balance when the balance reaches or exceeds $50.

Key Features

  • Dividends are paid on the last day of each month.
  • Withdrawals may be made at any PFCU branch.
  • Deposits may be made at any PFCU branch.
  • The first box of checks is included.


  • Only six (6) withdrawals may be made per month.
  • Funds are not accessible through ATMs.
  • Please refer to our account agreement for full account disclosure. 

Costs & Charges

  • $5 monthly fee that will be WAIVED if the minimum daily balance is $2,500 or greater for each day of the month
  • Please refer to our fee schedule for full disclosure of costs and charges. 


Dividend rate will increase if the minimum daily balance reaches $2,500, $10,000 and again at $25,000.

Dividend Rates

Please refer to our rates page for full disclosure of account terms and conditions.

Costs and Charges

Please refer to our fee schedule for full disclosure of costs and charges.

Open a Money Market Savings Account

Interested in PFCU’s other savings account options? Click to review and compare saving account options.

Refer your Friends
National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.