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PHONE: 215-934-3500 or 800-832-PFCU

ABA Routing # 236084298

PFCU Checking

Simple + Convenient = PFCU Checking

Our PFCU Checking Account is the perfect tonic to escalating bank fees. We’re happy to offer:

  • No Opening Deposit
  • No Minimum Balance
  • No Monthly Fees or Per-Check Fees

Key Features

  • Convenient Locations & Surcharge-Free ATM Network.
  • Free Monthly Statements
  • Receive funds through Direct Deposit, which saves time & energy and prevents stolen or misplaced checks
  • PFCU Check Card
    • Make purchases or ATM withdrawals from your PFCU Checking Account.
    • Overdraft Protection helps protect you from insufficient funds.
    • Purchase Rewards provide exclusive cash back offers when using your check card.
  • Teller Net Online Banking
    • Free electronic statements for record-keeping and easy access
    • Shared Access allows you to co-manage funds without sharing passwords – useful for business partners, parents and children, and more.
    • Electronic Bill Payer pays your bills safely and efficiently – no more mailing checks.
  • Philadelphia FCU Mobile App
    • Check your balance and transaction history from your phone or tablet.
    • Transfer funds within your account or to other members.
    • Deposit checks on the go using eDeposits

Open to

Open to members 18 and  older (or 13-17 with a joint owner at a branch)

Costs and Charges

Please refer to our fee schedule for full disclosure of costs and charges.

Open a PFCU Checking Account

Refer your Friends
National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Excess Share Insurance Corporation 
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Since they are not a deposit of the Philadelphia Federal Credit Union, investment accounts do not qualify for Excess Share Insurance (ESI). Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.