We're the Official Credit Union of Temple University!
Unlike other financial institutions, Philadelphia Federal Credit Union is owned by its members, not stockholders. So interest you earn on your money doesn’t go to some fat cat. This means PFCU can offer lower loan rates and higher savings rates. We even have a branch on campus on the lower level of the Student Center on the corner of 13th & Montgomery. We’ll be here with you every step of the way- even after you graduate.
FREE Kasasa® Checking
Get rewarded for your everyday banking with a Kasasa Cash Back checking account! Just meet our simple qualifications and you'll get the following rewards:
Kasasa Cash Back:
- 5% cash back on debit card purchases (up to $10 per month)2
- Up to $10 in monthly refunds for nationwide ATM fees2
Smart Option Student Loans® by Sallie Mae®
Bridge the gap between federal loans and the cost of your education expenses. You’ll get competitive interest rates and you can borrow up to 100% of school certified education costs (minimum $1,000). Apply today.
Mobile Banking App
Our mobile app allows you to do almost all of your banking right from your smartphone:
- Check your account balance and transaction history
- Transfer money between your accounts
- Deposit a check
- Access your Credit Score for free
- Find an ATM near you (even if you’re not in Philly)
- To download our Philadelphia FCU mobile app for iPhone or Android, visit our Mobile Banking page.
Mobile Digital Wallets
Add your PFCU Check Card to Google Pay™, Apple Pay™, and Samsung Pay™. Learn More.
Surcharge-Free ATM Network
Just because you can’t get to a PFCU branch doesn’t mean you have to pay a surcharge at an ATM. PFCU is part of a nationwide surcharge-free ATM network so you can withdrawal money at over 25,000 ATMs at 7-Eleven®, Wawa®, and ATMs in the CO-OP, and CU$ Networks. Find an ATM near you.
Free Online Banking
Log on to Teller Net to check your balance, pay bills for free, change your contact information and more without leaving your dorm room.
Free Incoming Transfers
On days when you want to bum a few dollars off Mom or Dad, they can easily transfer funds online from their account (even if they’re not with PFCU). Provide them with PFCU’s ABA Routing and Transit Number # 236084298 and your PFCU account number and you’re set.
Overdraft Protection
You don’t always have time to monitor your checking account balance. Apply for a PFCU Line of Credit so you don't have to worry about your debit card getting declined at the register. If you don’t quite have enough to cover your purchase, the money will be transferred from your line of credit to your checking account so you can make the payment. Then, just pay the line of credit back when you get your paycheck.
Great Deals on New & Used Auto Loans
If you chose to commute from home or live off campus, you may be looking for a new (new-to-you) car. Apply for a PFCU Auto Loan.
Earn Reward Points on your Debit Card Purchases
Learn more about the Purchase Rewards Program or log on to Teller Net to view your offers.
1 View Kasasa Cash Back Terms and Conditions