We're the Official Credit Union of Temple University!

Unlike other financial institutions, Philadelphia Federal Credit Union is owned by its members, not stockholders. So interest you earn on your money doesn’t go to some fat cat. This means PFCU can offer lower loan rates and higher savings rates. We even have a branch on campus on the lower level of the Student Center on the corner of 13th & Montgomery. We’ll be here with you every step of the way- even after you graduate.

FREE Kasasa® Checking

Get rewarded for your everyday banking with a Kasasa Tunes or Cash Back checking account! Just meet our simple qualifications and you'll get the following rewards:

Kasasa Tunes:

  • Up to $10 in refunds for iTunes®, Amazon.com® or Google Play™ purchases every month1
  • Up to $10 in monthly refunds for nationwide ATM fees1
  • $15 sign-up bonus1

Kasasa Cash Back:

  • 2% cash back on debit card purchases (up to $8 per month)2
  • Up to $10 in monthly refunds for nationwide ATM fees2

Smart Option Student Loans® by Sallie Mae®

Bridge the gap between federal loans and the cost of your education expenses. You’ll get competitive interest rates and you can borrow up to 100% of school certified education costs (minimum $1,000). Apply today.

Mobile Banking and eDeposit Apps

Our mobile apps allow you to do almost all of your banking right from your smartphone:
- Check your account balance and transaction history
- Transfer money between your accounts
- Find an ATM near you (even if you’re not in Philly)
- Make a deposit from your smartphone
To download our mobile banking or eDeposit apps for iPhone or Android, visit our Mobile Banking page.

Mobile Digital Wallets

Add your PFCU Check Card to Android Pay™, Apple Pay™, and Samsung Pay™. Learn More.

Surcharge-Free ATM Network

Just because you can’t get to a PFCU branch doesn’t mean you have to pay a surcharge at an ATM. PFCU is part of a nationwide surcharge-free ATM network so you can withdrawal money at over 25,000 ATMs at 7-Eleven®, Wawa®, and ATMs in the CO-OP, CU$ and Select-A-Branch Networks. Find an ATM near you.

Free Online Banking

Log on to Teller Net to check your balance, pay bills for free, change your contact information and more without leaving your dorm room.

Free Incoming Transfers

On days when you want to bum a few dollars off Mom or Dad, they can easily transfer funds online from their account (even if they’re not with PFCU). Provide them with PFCU’s ABA Routing and Transit Number # 236084298 and your PFCU account number and you’re set.

Overdraft Protection

You don’t always have time to monitor your checking account balance. Apply for a PFCU Line of Credit so you don't have to worry about your debit card getting declined at the register. If you don’t quite have enough to cover your purchase, the money will be transferred from your line of credit to your checking account so you can make the payment. Then, just pay the line of credit back when you get your paycheck.

Great Deals on New & Used Auto Loans

If you chose to commute from home or live off campus, you may be looking for a new (new-to-you) car. Apply for a PFCU Auto Loan.

Earn Reward Points on your Debit Card Purchases

Learn more about the Purchase Rewards Program or log on to Teller Net to view your offers.

1 Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by PFCU as ATM transactions. “Monthly Qualification Cycle” means a period beginning (1) business day prior to the first day of the current statement cycle through (1) business day prior to the close of the current statement cycle. Reward Information: When Kasasa Tunes qualifications are met during a Monthly Qualification Cycle, you will earn up to an aggregate total of $10 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com and Google Play purchases must be made with your PFCU debit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle in which you qualified ends. In addition, you will receive reimbursements up to $10 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Tunes qualifications are not met, iTunes, Amazon.com and Google Play purchases and ATM fees are not refunded. iTunes, Amazon.com and Google Play refunds and ATM fee reimbursements will be credited to your account on the last day of the current statement cycle in which these purchases post and settle to your account and the ATM fees were incurred. Rates and rewards are variable and at our discretion may change after the account is opened without notice to you; fees may reduce earnings. Sign Up Bonus: When you open and fund your Kasasa Tunes account, you will be refunded up to an aggregate total of $15 (which includes any applicable taxes) for iTunes, Amazon.com and Google Play purchases, made with your PFCU debit card that post and settle to your account during the first 60 calendar days after your account is opened. This refund will be credited to your account on the last day of the current statement cycle in which your aggregate iTunes, Amazon.com and Google Play purchase threshold of $15 posts and settles to your account. Any portion of the Sign Up Bonus that is not used within the stated time period will be forfeited. No minimum balance is required to obtain this bonus. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Limit (1) account per social security number/ individual taxpayer identification number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our Philadelphia Federal Credit Union member service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA.  iTunes is a registered trademark of Apple, Inc. Amazon.com is a registered trademark of Amazon.com, Inc. Google Play is a registered trademark of Google, Inc. Apple, Inc., Amazon.com, Inc. and Google, Inc. are not participants in or sponsors of this program. Kasasa and Kasasa Tunes are trademarks of BancVue, Ltd., registered in the U.S.A.
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