We're the Official Credit Union of Temple University!

Unlike other financial institutions, Philadelphia Federal Credit Union is owned by its members, not stockholders. So interest you earn on your money doesn’t go to some fat cat. This means PFCU can offer lower loan rates and higher savings rates. We even have a branch on campus on the lower level of the Student Center on the corner of 13th & Montgomery. We’ll be here with you every step of the way- even after you graduate.

FREE Kasasa® Checking

Get rewarded for your everyday banking with a Kasasa Cash Back checking account! Just meet our simple qualifications and you'll get the following rewards:

Kasasa Cash Back:
  • 2% cash back on debit card purchases (up to $8 per month)2
  • Up to $10 in monthly refunds for nationwide ATM fees2

Smart Option Student Loans® by Sallie Mae®

Bridge the gap between federal loans and the cost of your education expenses. You’ll get competitive interest rates and you can borrow up to 100% of school certified education costs (minimum $1,000). Apply today.

Mobile Banking App

Our mobile app allows you to do almost all of your banking right from your smartphone:

  • Check your account balance and transaction history
  • Transfer money between your accounts
  • Deposit a check
  • Find an ATM near you (even if you’re not in Philly)
  • To download our Philadelphia FCU mobile app for iPhone or Android, visit our Mobile Banking page.

Mobile Digital Wallets

Add your PFCU Check Card to Google Pay™, Apple Pay™, and Samsung Pay™. Learn More.

Surcharge-Free ATM Network

Just because you can’t get to a PFCU branch doesn’t mean you have to pay a surcharge at an ATM. PFCU is part of a nationwide surcharge-free ATM network so you can withdrawal money at over 25,000 ATMs at 7-Eleven®, Wawa®, and ATMs in the CO-OP, and CU$ Networks. Find an ATM near you.

Free Online Banking

Log on to Teller Net to check your balance, pay bills for free, change your contact information and more without leaving your dorm room.

Free Incoming Transfers

On days when you want to bum a few dollars off Mom or Dad, they can easily transfer funds online from their account (even if they’re not with PFCU). Provide them with PFCU’s ABA Routing and Transit Number # 236084298 and your PFCU account number and you’re set.

Overdraft Protection

You don’t always have time to monitor your checking account balance. Apply for a PFCU Line of Credit so you don't have to worry about your debit card getting declined at the register. If you don’t quite have enough to cover your purchase, the money will be transferred from your line of credit to your checking account so you can make the payment. Then, just pay the line of credit back when you get your paycheck.

Great Deals on New & Used Auto Loans

If you chose to commute from home or live off campus, you may be looking for a new (new-to-you) car. Apply for a PFCU Auto Loan.

Earn Reward Points on your Debit Card Purchases

Learn more about the Purchase Rewards Program or log on to Teller Net to view your offers.

1 View Kasasa Cash Back Terms and Conditions

Temple Open an Account

National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.