Financial Calculators

Whether you're saving up for retirement or just trying to spend a little less on lunch, these calculators can make short work of crunching the numbers.

Financial Calculators

Investment & Retirement Calculators

  • Investment Returns Calculator

    This calculator helps you sort through these factors and determine your bottom line. Click the "View Report" for a detailed look at the results.

  • Investment Loans Calculator

    This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset.

  • Asset Allocator Calculator

    The calculated asset allocation is a great place to start your analysis in building a balanced portfolio.

  • Stock Options Calculator

    Use this calculator to determine the value of your stock options for the next one to twenty-five years.

  • Annual Stock Options Grant Calculator

    Use this calculator to project how much a series of annual stock option grants could be worth to you.

  • Traditional IRA Calculator

    Exactly how — and how much — will contributing to a regular IRA help you in retirement? Use this handy calculator to find out.

  • Roth IRA Calculator

    Compare the Roth IRA with an ordinary, taxable investment and see which one might be the best choice — for you and your future.

  • Roth IRA Conversion Calculator

    Should you convert to a Roth IRA? It can be a great way to create tax-free income from your retirement assets. This tool will help you decide.

  • Roth vs. Traditional IRA Calculator

    Which one is right for you? This calculator will help you to add and subtract them, then determine which plan would serve you best.

  • Retirement Planning Calculator

    How big will your nest egg be once you’re ready to stop working? Use this calculator to make sure that it’s growing big and healthy.

  • Retirement Income Calculator

    Now sure how much monthly income your retirement savings will provide you after you stop working? This calculator can help you find out.

  • Social Security Calculator

    How much will you receive when Social Security benefits kick in? When is it best to start receiving them? This calculator will help you sort out the options.

  • How Important is Social Security? Calculator

    Use this calculator to compare your retirement savings — with and without SS benefits.

  • 401k Savings Calculator

    Paying into a 401(k) can be a great way to save up for retirement. Use this calculator to see if this retirement savings plan is the right for you.

  • 403b Savings Calculator

    If you work for a non-profit, tax-exempt organization, you could profit from a 403(b), available to people working in that field.

  • 72T Calculator

    Let this calculator help you determine what your allowable 72T Distribution might be — and how it could even fund your early retirement.

  • Required Minimum Distributions Calculator

    Find out how much will be required to withdraw, at a minimum, from your IRA or retirement plan account when you reach the age of 70 1/2.

  • Beneficiary RMDs Calculator

    If you are the beneficiary of a retirement plan, IRS rules regulate the minimum withdrawals you have to take.

  • Retirement Shortfall Calculator

    This calculator can help you find any potholes on your road to your retirement, so that you can fill them, if necessary.

Financial Calculators
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PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.