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Holiday & Vacation Savings

Holiday Savings

Ease the sting of holiday spending

The Holiday Savings Account lets you save money all year long for holiday shopping. Just make regular deposits throughout the year and watch your savings – and dividends – grow.

Open to

Anyone who meets membership requirements.

Key Features

  • Withdrawals may be made at any PFCU branch.
  • Deposits may be made to this account at any PFCU branch.
  • Dividends are compounded daily and are calculated on the daily balance when the balance reaches or exceeds $50.
  • Dividends are paid on the last day of each month.

Dividend Rate

0.20% APY


Vacation Savings

Make your dream vacation a reality.

Simply add to your account each payday and watch your savings grow. And while you're saving, your deposits are earning dividends. Because the funds are separate from your regular savings account, you’ll be less tempted to spend the money on non-travel expenses.

Open to

Anyone who meets membership requirements.

Key Features

  • Withdrawals may be made from this account at any PFCU branch.
  • Deposits may be made to this account at any PFCU branch.
  • Dividends are compounded daily and are calculated on the daily balance when the balance reaches or exceeds $50.
  • Dividends are paid on the last day of each month.

Dividend Rates

0.20% APY

Open a Saving Account

Refer your Friends
National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.