Student Loans

The Smart Option Student Loan® for Philadelphia Federal Credit Union by Sallie Mae® is for borrowers attending degree-granting institutions.

The Smart Option Student Loan Features and Benefits

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

To learn more, get started here.

Apply for a Loan

Apply for a Loan

Apply for your Smart Option Student Loan by Sallie Mae. It's easy.