Higher Yield Savings

A great rate with even greater flexibility

Higher Yield Savings accounts are very similar to Money Market accounts. You earn the highest possible return on your investment, and funds may be withdrawn at any time. A tiered interest rate structure rewards you with an even better rate when your balance reaches or exceeds $2,000.

Open to

Anyone who meets membership requirements. 

Key Features

  • Make withdrawals at any PFCU branch or transfer the funds to another account via Mobile App, Teller Net or Teller Phone.
  • Deposits may be made at any PFCU branch.
  • Dividends are compounded daily and calculated on the daily balance when the balance reaches or exceeds $50.
  • Dividends are paid on the last day of each month.


The Higher Yield Savings Account earns 1.29% when the balance reaches or exceeds $2,000.

Dividend Rates

  • Please refer to our rates page for full disclosure of account terms and conditions.
Open a Higher Yield
Savings Account
Refer your Friends
National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.