Health Savings Accounts

Save for emergency and routine care

Earn dividends on deposits

Enjoy a range of tax benefits

Take some of the sting out of rising medical costs.

HSAs let you set aside money for future health-care needs.

When you or a family member become ill or get injured, there should be a single focus - getting well again. No one should have to worry whether they can afford the proper care. With a Health Savings Account, you can set aside thousands of dollars a year for a wide range of physician, hospital, mental health, dental and vision care if you have a high-deductible insurance policy.

  • $50 minimum deposit to open account
  • HSA contribution limits for 2024 are $4,150 for individual coverage and $8,300 for family coverage. (People 55 and older can contribute an additional $1,000)
  • Annual contributions are tax-deductible or pre-tax if made by payroll deduction
  • Annual dividend earnings and withdrawals for qualified medical expenses are tax-free
  • Unlimited check-writing on Health Savings Accounts
  • Any unused funds after one year are automatically rolled over to the next year 

 

IT'S YOURS TO KEEP

If you lose your job - or change jobs - you can lose your employer-based health-care benefits. That's not the case with an HSA. You keep your account and everything in it if you change jobs or become unemployed.

It's simple to get cash back
Enjoy no monthly service fees and no minimum opening deposit while putting more money back in your pocket each month. Your wallet will thank us later.
Kasasa Cash Back Checking