.
.

Identity Theft

Identity theft occurs when someone uses your personal information to open new accounts, to obtain access to your existing accounts or open credit lines in your name. Thieves may gain access to your personal information in a number of ways.

  • Personal information stolen from your purse or wallet
  • Home break-in
  • Automobile theft
  • Dumpster diving (stealing trash with personal information from a residential or business trash receptacle)
  • Personal information on your checks
  • Medical or school records that are accessed by an untrustworthy employee
  • Information you provide to a fraudulent telemarketer
  • Information you supply over the Internet

You can avoid becoming a victim of identity theft by considering the following:

Do not print unnecessary information on your personal checks (e.g. phone number, driver's license number). Never print your Social Security number on your checks.

Maintain an unlisted home phone number. This listing is just one more source of information for someone who has a desire to defraud you. You may also consider listing just your name and telephone number without an address.

Review your credit reports from the three credit reporting agencies at least once a year.

Opt out of pre-approved credit card offers by calling 888-5-OPTOUT. This is effective for two years. For permanent opt-out status, put your request in writing and send it to the three credit reporting agencies listed on this page.

Want more information? The websites below provide more information about how to avoid becoming a victim of identity theft, and what to do if you are a victim.

Federal Trade Commission
Privacy Rights Clearinghouse
Better Business Bureau

debi

"I am a Philadelphia based blogger and a busy mom. I like to share ways to get the most amount of fun in your day, no matter what things you have going on. Money and debt planning are very important, whether it is so you can travel more, have more adventures with the kids, or just to feel less stressed. Having a PFCU financial expert answering my questions and helping to guide me through these issues was extremely helpful."

DEBI - OurWabisabiLife.com

instagram-icon
Refer your Friends