Regular Savings

Every PFCU member starts here.

Our Regular Savings Account is your primary savings account at PFCU. The account serves as your ownership stake in the Credit Union, and it’s where we keep your $5 initial, refundable membership deposit. Every member automatically establishes a Regular Savings Account when becoming a member.

Open to

Anyone who meets membership requirements. 


  • Make withdrawals using ATMs or any PFCU branch
  • Deposits may be made by Direct Deposit, ATM, eDeposit, or at any PFCU branch
  • Dividends are compounded daily and calculated on daily balance when the account balance reaches or exceeds $50
  • Dividends are paid on the last day of each month


A $5 initial, refundable deposit opens your savings account. This deposit empowers the member as a shareholder in our credit union and must remain in their account to retain membership privileges.

Dividend Rates

Please refer to our rates page for full disclosure of account terms and conditions.

Open a Regular Savings Account
Refer your Friends
National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.