VISA Check Card

If you’re looking the convenience of a VISA® card, then the PFCU Check Card is for you. Just use it wherever VISA is accepted to make purchases with funds from your PFCU Checking Account. You can also use it like an ATM card, to make cash withdrawals.

When you use your PFCU Check Card at the point of sale, you may be asked “Debit or Credit?” Selecting “debit” requires you to enter your PIN as you would at the ATM, and the money is debited from your checking account immediately. Selecting “credit” generally requires you to sign a receipt and the funds are immediately deducted from your available balance.

Please remember that PFCU limits your PIN-based transactions to 15 free per month at non-PFCU terminals. Also, remember that transactions at PFCU-owned ATMS are unlimited, which provides extra convenience when you are strapped for cash.

The PFCU Check Card now has the latest technology. You can pay using contactless payments, chip technology or card swipe. You choose the way you want to pay. Whether you check out using contactless payments, chip technology or swipe your card, you can pay with confidence wherever Visa Debit Cards are accepted.

Contactless cards are being issued to members beginning in May and over the next couple of months. If you are a current PFCU member, please note that your card number has changed. Please notify merchants of your new card number and if you make payments with this card using Electronic Bill Payer, please be sure to update it with your new card number. If you use Visa Alerts, you will need to make an update with your new card information.

Card Details

Open to:

All PFCU members 18 years of age or older with a PFCU Checking Account who meet our account verification network requirements.*

Key Features:

  • Accepted anywhere the VISA logo is displayed
  • As convenient as using checks, but without the fuss
  • Overdraft protection available through our PFCU Credit Line
  • 24 hr. access to share and credit line accounts
  • Zero Liability Policy ensures you are completely protected against unauthorized use of your card.

Costs and Charges:

  • No annual fee
  • $10 replacement fee for cards ($15 for third lost card in two years)
  • $10 annual fee for duplicate cards

* Must be 13 or older to be eligible to apply for CU Succeed Checking Account and Check Card. If you are under 18, you must have an adult joint owner. Must be age 16 or older to be eligible to apply for a Personal Loan or Car Loan. If you are under 18, you must have a co-applicant.

Traveling Abroad?

Did you know when you travel abroad there could be restrictions for your protection when using your VISA or ATM card.


Please call 1-855-898-7294 to report your card lost or stolen. This member service is available 24 hours a day.

National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.