Financial Calculators

Use this tool to see how your interest rate pays off in the long term — and how smart, consistent investing can grow your bottom line.

Your forecast for whatever’s down the road. How far will you need to go until you reach your savings goal? Ask this financial calculator.

Get the lowdown on your bottom line. Fast. This calculator will determine your net worth — now and for the ten years ahead.

This small calculation could make a big difference in your financial planning for the years ahead.

This calculator could surprise you in a good way, letting you know that your assets and earnings are on track to reach this goal.

This calculator will shows you how, and by how much, compounded interest adds to your savings.

This calculator helps you to determine how much savings you will need to accumulate for security in the future.

Invest what you save well and the outlook is even better. This device lets you know how pinching those pennies is adding up.

See the benefits of brownbagging once in a while. This calculator shows you how this one simple change can really add up. One bite at a time.

Take a close look at your household budget, then see how best to tame it. You may need to put your home on an allowance. Just like your kids.

Get an intro to your financial prerequisites with this calculator. Even if your kid won’t be a freshmen year for a decade, the time to start saving is now.

Let us help you balance your checkbook. First tell us the ending balance on your statement, then enter all of your outstanding checks and deposits.

This loan calculator tells you, displaying your remaining balance based on the payments you’ve made.

Just enter the monthly payment you’d like to make, or put in the amount of your desired loan to find out what it will cost each month.

Determine exactly what your loan or line of credit payment will be with this shrewd calculator, which can do both.

Overwhelmed by too many mortgage options? This calculator lets you compare them to find the one that suits you best.

The tax-deductible interest payments you make on your home loan or credit line save you money on tax payments each year. It adds up.

Having a hard time finding the right ride? This calculator can help steer you to the right one.

To buy, or not to buy? Punch in the right information and weigh the pros and cons of leasing or buying your next set of wheels.

This calculator will show you how to speed up paying down your auto loan by changing your monthly payments.

This calculator can crunch those numbers for you and help you decide.

Not sure of the best way to finance your new car? This calculator can help you choose between a home equity loan or an auto loan.

Use this calculator to determine how much your loan gives back in the form of savings on income tax.

Get a handle on your mortgage’s Annual Percentage Rate with this clever tool, which also provides a full amortization schedule.

Is it worth buying discount points from your lender to lower your mortgage interest rate? Sometimes it’s hard to know.

Thinking of signing up for an adjustable rate mortgage? This calculator can help figure out what your payments might be.

Which mortgage term is better, fifteen years or thirty? Not sure? Use this calculator to compare the two, then come talk to us at PFCU.

Use this calculator to see exactly how much interest you could save if you choose to refinance.

It all adds up! Increasing your monthly mortgage payment, by even a modest amount, can save you thousands of dollars in the long term.

What makes better sense for you financially, buying your home or continuing to rent? This calculator gives you the fiscal facts, then lets you decide.

This calculator can help you find the sweet spot, showing you when it might be best to jump to a new loan and when to stay the course.

How much can you afford to borrow? Let this calculator deliver the bare facts, letting you know if it’s reasonable to aim for that dream house now.

It can provide you with an amortization schedule, specifying how much of each payment will go towards principal, and how much to interest.

It’s important to know the score — your credit score, that is. This calculator will reveal the magic number, fast.

Should you consolidate your debt? This debt consolidation calculator is designed to help determine whether debt consolidation is right for you.

Use this calculator to find out how much you owe. This can be used as a good starting point for your debt management plan.

The credit card roll-down applies two simple principles to paying off your credit card debt.

Consolidating your debt is only half of the battle. This calculator can show you how to accelerate your debt payoff.

Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

By entering your credit card balances, rates and credit limits this calculator determines which balance transfers will produce the greatest savings.

Considering using your mortgage to consolidate your debt? This nifty calculator can help you decide.

Use this calculator to help predict and even offset your tax liability. With it you can measure your average tax rate and your tax bracket.

This calculator crunches the numbers for your IRS 1040 form. Use it to estimate the total income tax you’ll owe for the year.

This calculator from the Internal Revenue Service helps you to fill out the 1040EZ tax form.

This calculator helps you sort through these factors and determine your bottom line. Click the "View Report" for a detailed look at the results.

This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset.

The calculated asset allocation is a great place to start your analysis in building a balanced portfolio.

Use this calculator to determine the value of your stock options for the next one to twenty-five years.

Use this calculator to project how much a series of annual stock option grants could be worth to you.

Exactly how — and how much — will contributing to a regular IRA help you in retirement? Use this handy calculator to find out.

Compare the Roth IRA with an ordinary, taxable investment and see which one might be the best choice — for you and your future.

Should you convert to a Roth IRA? It can be a great way to create tax-free income from your retirement assets. This tool will help you decide.

Which one is right for you? This calculator will help you to add and subtract them, then determine which plan would serve you best.

How big will your nest egg be once you’re ready to stop working? Use this calculator to make sure that it’s growing big and healthy.

Now sure how much monthly income your retirement savings will provide you after you stop working? This calculator can help you find out.

How much will you receive when Social Security benefits kick in? When is it best to start receiving them? This calculator will help you sort out the options.

Use this calculator to compare your retirement savings — with and without SS benefits.

Paying into a 401(k) can be a great way to save up for retirement. Use this calculator to see if this retirement savings plan is the right for you.

If you work for a non-profit, tax-exempt organization, you could profit from a 403(b), available to people working in that field.

Let this calculator help you determine what your allowable 72T Distribution might be — and how it could even fund your early retirement.

Find out how much will be required to withdraw, at a minimum, from your IRA or retirement plan account when you reach the age of 70 1/2.

If you are the beneficiary of a retirement plan, IRS rules regulate the minimum withdrawals you have to take.

This calculator can help you find any potholes on your road to your retirement, so that you can fill them, if necessary.

This calculator lets you zero in on areas of your business such as solvency, liquidity, operational efficiency and profitability that might need attention.

This calculator can give you an idea of what’s in store for what’s in your store, and help keep your inventory efficient.

Tapping on this calculator can help you measure the risks and rewards of your business.

Want to keep your business moving forward? This calculator will help you keep an eye on your cash flow. And PFCU can help you with the rest.

Use this calculator to see where your working capital stands, and find out what you’ll need for the year ahead.

Want to know how much your business will be worth in the future? This calculator can determine the net present value (NPV) of your future cash flows.