Checking Accounts

Looking for a simple place to keep your cash? Or maybe you're a little more interested in a little more interest? We offer accounts designed to match your lifestyle.

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Which checking account is right for you?

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PFCU Checking

Our most basic checking account. It's simple, straightforward, and the price can't be improved upon: it's free.



Fees

None



Minimum Balance

None



Dividend 

Below $1,000: 
None

$1,000-$4,999.99: None

$5000-$9,999.99 None

$10,000 or Higher: None



 

Features

Here are some other features available to you.

  • You can make withdrawals using ATMs or any PFCU branch.
  • Deposits may be made by Direct Deposit, ATM, eDeposit, or at any PFCU branch.
  • Free monthly statements available by mail and electronically through Teller Net.
  • Open to members 18 and 
    older (or 13-17 with a joint owner at a branch)
  • Free bill payer
Open an account




Kasasa Cash Back Checking

Kasasa Cash Back Checking

Checking should be fun, free, and rewarding. If you agree, look no further than Kasasa Cash Back® - free checking that pays you for doing banking basics that you probably already do.



Fees

None



Minimum Balance

None



Reward

2% cash back on debit card purchases* (up to $8 cash back per month*)

Refunds on ATM fees, nationwide (up to $10 per month)*



 

Features

  • Free checking with no monthly service fees, ever
  • 2% cash back on debit card purchases (up to $8 per month)*
  • Refunds on ATM fees, nationwide (up to $10 per month)*
  • No minimum balance to earn rewards
  • Free electronic services: online banking, eStatements, and more
  • Easy qualifications to earn rewards (see "Details" section above)
Open an account




Kasasa Tunes Checking

Kasasa Tunes Checking

Enjoy more of the good stuff in life. Like your favorite music, movies, apps….and just about anything else you can buy on iTunes®, Amazon® or Google Play™! Kasasa Tunes® refunds your online purchases.



Fees

None



Minimum Balance

None



Reward

$10 in refunds for purchases from iTunes, Amazon and Google Play every month*

$15 in refunds at account opening*

Refunds on ATM fees, nationwide (up to $10 per month)*

 

Features

  • Free checking with no monthly service fees, ever
  • $10 in refunds for iTunes®, Amazon.com® or Google Play™ purchases every month*
  • $15 in refunds for iTunes, Amazon or Google Play purchases when you open your account*
  • Refunds on ATM fees, nationwide (up to $10 per month)*
  • No minimum balance to earn rewards
  • Free electronic services: online banking, eStatements, and more
  • Easy qualifications to earn rewards (see "Details" section above)
Open an account




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PFCU Better Checking

An interest-yielding option that combines the convenience of checking with dividend payments. Maintain a minimum balance and there's no monthly fee.



Fees

$5 monthly fee, waived if balance is $1,000 or greater



Minimum Balance

None



Dividend 

Below $1,000: 
0% APY 

$1,000-$4,999.99:
0.15% APY

$5000-$9,999.99
0.20% APY

$10,000 or Higher:
0.20% APY



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Maintain a balance of at least $1,000, and you’ll receive compounded daily dividends.

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At the end of each month, those dividends will be added to your account.

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Oh, and your first box of personalized PFCU checks are on the house. You can order more online whenever you like.

Features

Here are some other features available to you.

  • You can make withdrawals using ATMs or any PFCU branch.
  • Deposits may be made by Direct Deposit, ATM, eDeposit, or at any PFCU branch.
  • Free monthly statements available by mail and electronically through Teller Net.
  • Open to members 18 and 
    older (or 13-17 with a joint owner at a branch)
  • Free bill payer
  • The first box of checks is included
Open an account



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PFCU Senior Checking

An interest-paying account open to community members over 50. Earn dividends when the balance reaches or exceeds $500.



Fees

$5 monthly fee, waived if balance is $500 or greater



Minimum Balance

None



Dividend 

Below $500: 
0% APY

$500-$4,999.99: 
0.15% APY


$5000-$9,999.99 
0.20% APY


$10,000 or Higher:
0.20% APY



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Maintain a balance of at least $500, and you’ll receive compounded daily dividends. Dividend rate increases if the minimum daily balance reaches $5,000 and again at $10,000.

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At the end of each month, those dividends will be added to your account.

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Oh, and your first box of personalized PFCU checks are on the house. You can order more online whenever you like.

Features

Here are some other features available to you.

  • A free retirement and long-range planning consultation with PFCU Services, LLC.
  • You can make withdrawals using ATMs or any PFCU branch.
  • Deposits may be made by Direct Deposit, ATM, eDeposit, or at any PFCU branch.
  • Free monthly statements available by mail and electronically through Teller Net.
  • Open to members 50+
  • Free bill payer
  • The first box of checks is included
Open an account






Checking Features & Services

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Cards

Choose from a wide range of cards, including
Check Cards • ATM CardsGift Cards • Visa Checkout


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Verified by VISA

Add a password to your Visa card to ensure that only you can use it online.
Learn more


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Purchase Rewards

Earn great rewards by using your PFCU check card.
Learn more


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Direct Deposit

Replace the paper checks you receive with electronic payments sent directly to your account.
Learn more


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Online & Mobile Banking

Access your account from anywhere, 24 hours a day.
Learn more


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Convenient Locations & Surcharge-free ATM network

Check out our ATM Branch Locator to find branches and ATMs, from Center City to Bloomsburg, PA.
Learn more


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Bill Payer

Pay your bills, safely, quickly, reliably and free.
Learn more


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Overdraft Protection

Need a little safety net? PFCU has you covered.
Learn more


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PFCU Member Support

Click on live chat with any questions or call us directly at 215-934-3500 or 800-832-PFCU.


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Security & Privacy

Our Security Resource Center can help you keep your money and your identity secure.
Learn more


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