Checking Accounts

Looking for a simple place to keep your cash? Or maybe you're a little more interested in a little more interest? We offer accounts designed to match your lifestyle.

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Which checking account is right for you?

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PFCU Checking

Our most basic checking account. It's simple, straightforward, and the price can't be improved upon: it's free.



Fees

None



Minimum Balance

None



Dividend 

Below $1,000: 
None

$1,000-$4,999.99: None

$5000-$9,999.99 None

$10,000 or Higher: None



 

Features

Here are some other features available to you.

  • You can make withdrawals using ATMs or any PFCU branch.
  • Deposits may be made by Direct Deposit, ATM, eDeposit, or at any PFCU branch.
  • Free monthly statements available by mail and electronically through Teller Net.
  • Open to members 18 and 
    older (or 13-17 with a joint owner at a branch)
  • Free bill payer
Open an account




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PFCU Better Checking

An interest-yielding option that combines the convenience of checking with dividend payments. Maintain a minimum balance and there's no monthly fee.



Fees

$5 monthly fee, waived if balance is $1,000 or greater



Minimum Balance

None



Dividend 

Below $1,000: 
0% APY 

$1,000-$4,999.99:
0.15% APY

$5000-$9,999.99
0.20% APY

$10,000 or Higher:
0.20% APY



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Maintain a balance of at least $1,000, and you’ll receive compounded daily dividends.

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At the end of each month, those dividends will be added to your account.

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Oh, and your first box of personalized PFCU checks are on the house. You can order more online whenever you like.

Features

Here are some other features available to you.

  • You can make withdrawals using ATMs or any PFCU branch.
  • Deposits may be made by Direct Deposit, ATM, eDeposit, or at any PFCU branch.
  • Free monthly statements available by mail and electronically through Teller Net.
  • Open to members 18 and 
    older (or 13-17 with a joint owner at a branch)
  • Free bill payer
  • The first box of checks is included
Open an account



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PFCU Senior Checking

An interest-paying account open to community members over 50. Earn dividends when the balance reaches or exceeds $500.



Fees

$5 monthly fee, waived if balance is $500 or greater



Minimum Balance

None



Dividend 

Below $1,000: 
0% APY

$1,000-$4,999.99: 
0.15% APY


$5000-$9,999.99 
0.20% APY


$10,000 or Higher:
0.20% APY



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Maintain a balance of at least $500, and you’ll receive compounded daily dividends. Dividend rate increases if the minimum daily balance reaches $5,000 and again at $10,000.

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At the end of each month, those dividends will be added to your account.

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Oh, and your first box of personalized PFCU checks are on the house. You can order more online whenever you like.

Features

Here are some other features available to you.

  • A free retirement and long-range planning consultation with PFCU Services, LLC.
  • You can make withdrawals using ATMs or any PFCU branch.
  • Deposits may be made by Direct Deposit, ATM, eDeposit, or at any PFCU branch.
  • Free monthly statements available by mail and electronically through Teller Net.
  • Open to members 50+
  • Free bill payer
  • The first box of checks is included
Open an account






Checking Features & Services

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Cards

Choose from a wide range of cards, including
Check Cards • ATM CardsGift Cards • Visa Checkout


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Verified by VISA

Add a password to your Visa card to ensure that only you can use it online.
Learn more


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Purchase Rewards

Earn great rewards by using your PFCU check card.
Learn more


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Direct Deposit

Replace the paper checks you receive with electronic payments sent directly to your account.
Learn more


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Online & Mobile Banking

Access your account from anywhere, 24 hours a day.
Learn more


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Convenient Locations & Surcharge-free ATM network

Check out our ATM Branch Locator to find branches and ATMs, from Center City to Bloomsburg, PA.
Learn more


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Bill Payer

Pay your bills, safely, quickly, reliably and free.
Learn more


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Overdraft Protection

Need a little safety net? PFCU has you covered.
Learn more


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PFCU Member Support

Click on live chat with any questions or call us directly at 215-934-3500 or 800-832-PFCU.


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Security & Privacy

Our Security Resource Center can help you keep your money and your identity secure.
Learn more