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Checking Accounts

Looking for a simple place to keep your cash? Or maybe you're a little more interested in a little more interest? We offer accounts designed to match your lifestyle.

Checking Accounts
Which checking account is right for you?
PFCU Checking

PFCU Checking

Our most basic checking account. It's simple, straightforward, and the price can't be improved upon: it's free.

Features of PFCU Checking ▸
Details for PFCU Checking ▸
Open a PFCU Checking Account ▸

Fees

None

Minimum Balance

None

Dividend 

Below $1,000: 
None

$1,000-$4,999.99: None

$5000-$9,999.99 None

$10,000 or Higher: None

Features

Here are some other features available to you.

  • You can make withdrawals using ATMs or any PFCU branch.
  • Deposits may be made through Direct Deposit, ATM, our Philadelphia FCU Mobile App, or at any PFCU branch.
  • Free monthly statements available by mail and electronically through Teller Net.
  • Open to members 18 and 
    older (or 13-17 with a joint owner at a branch)
  • Free bill payer
Open a PFCU Checking Account
Kasasa Cash Back Checking

Kasasa Cash Back Checking

Checking should be fun, free, and rewarding. If you agree, look no further than Kasasa Cash Back® - free checking that pays you for doing banking basics that you probably already do.

Features of Kasasa Cash Checking ▸
Details of Kasasa Cash Checking ▸
Open a Kasasa Cash Checking ▸

Fees

None

Minimum Balance

None

Reward

2% cash back on debit card purchases* (up to $8 cash back per month*)

Refunds on ATM fees, nationwide (up to $10 per month)*

Features

  • Free checking with no monthly service fees, ever
  • 2% cash back on debit card purchases (up to $8 per month)*
  • Refunds on ATM fees, nationwide (up to $10 per month)*
  • No minimum balance to earn rewards
  • Free electronic services: online banking, eStatements, and more
  • Easy qualifications to earn rewards (see "Details" section above)
Open a Kasasa Cash Back Checking Account
Kasasa Tunes Checking

Kasasa Tunes Checking

Enjoy more of the good stuff in life. Like your favorite music, movies, apps….and just about anything else you can buy on iTunes®, Amazon® or Google Play™! Kasasa Tunes® refunds your online purchases.

Features of Kasasa Tunes Checking ▸
Details for Kasasa Tunes Checking ▸
Open a Kasasa Tunes Checking ▸

Fees

None

Minimum Balance

None

Reward

$10 in refunds for purchases from iTunes, Amazon and Google Play every month*

$15 in refunds at account opening*

Refunds on ATM fees, nationwide (up to $10 per month)*

Features

  • Free checking with no monthly service fees, ever
  • $10 in refunds for iTunes®, Amazon.com® or Google Play™ purchases every month*
  • $15 in refunds for iTunes, Amazon or Google Play purchases when you open your account*
  • Refunds on ATM fees, nationwide (up to $10 per month)*
  • No minimum balance to earn rewards
  • Free electronic services: online banking, eStatements, and more
  • Easy qualifications to earn rewards (see "Details" section above)
Open a Kasasa Tunes Checking Account
PFCU Better Checking

PFCU Better Checking

An interest-yielding option that combines the convenience of checking with dividend payments. Maintain a minimum balance and there's no monthly fee.

Features of Better Checking ▸
Details for Better Checking ▸
Open a Better Checking Account▸

Fees

$5 monthly fee, waived if balance is $1,000 or greater

Minimum Balance

None

Dividend 

Below $1,000: 
0% APY 

$1,000-$4,999.99:
0.15% APY

$5000-$9,999.99
0.20% APY

$10,000 or Higher:
0.20% APY

Features

Here are some other features available to you.

  • You can make withdrawals using ATMs or any PFCU branch.
  • Deposits may be made through Direct Deposit, ATM, our Philadelphia FCU Mobile App, or at any PFCU branch.
  • Free monthly statements available by mail and electronically through Teller Net.
  • Open to members 18 and 
    older (or 13-17 with a joint owner at a branch)
  • Free bill payer
  • The first box of checks is included
Open a Better Checking Account

PFCU Senior Checking

PFCU Senior Checking

An interest-paying account open to community members over 50. Earn dividends when the balance reaches or exceeds $500.

Features of Senior Checking ▸
Details for Senior Checking ▸
Open a Senior Checking Account ▸

Fees

$5 monthly fee, waived if balance is $500 or greater

Minimum Balance

None

Dividend 

Below $500: 
0% APY

$500-$4,999.99: 
0.15% APY


$5000-$9,999.99 
0.20% APY


$10,000 or Higher:
0.20% APY

Features

Here are some other features available to you.

  • A free retirement and long-range planning consultation with PFCU Services, LLC.
  • You can make withdrawals using ATMs or any PFCU branch.
  • Deposits may be made through Direct Deposit, ATM, our Philadelphia FCU Mobile App, or at any PFCU branch.
  • Free monthly statements available by mail and electronically through Teller Net.
  • Open to members 50+
  • Free bill payer
  • The first box of checks is included
Open a Senior Checking Account

Business Checking Features & Services


Cards

Cards

Choose from a wide range of cards, including
Check Cards • ATM CardsGift Cards • Visa Checkout

Verified by VISA

Verified by VISA

Advanced risk detection technology monitors transactions allowing you to shop without interruption.
Learn more about Verified by VISA ▸

Purchase Rewards

Purchase Rewards

Earn great rewards by using your PFCU check card.
Learn more about Purchase Rewards ▸

Direct Deposit

Direct Deposit

Replace the paper checks you receive with electronic payments sent directly to your account.
Learn more about Direct Deposit ▸

Online & Mobile Banking

Online & Mobile Banking

Access your account from anywhere, 24 hours a day.
Learn more about Online & Mobile Banking ▸

Convenient Locations

Convenient Locations & Surcharge-free ATM network

Check out our ATM Branch Locator to find branches and ATMs, from Center City to Bloomsburg, PA.
Learn more about our ATM Branch Locator ▸

Bill Payer

Bill Payer

Pay your bills, safely, quickly, reliably and free.
Learn more about Bill Payer ▸

Overdraft Protection

Overdraft Protection

Need a little safety net? PFCU has you covered.
Learn more Overdraft Protection ▸

PFCU Member Support

PFCU Member Support

Click on live chat with any questions or call us directly at 215-934-3500 or 800-832-PFCU.

Security & Privacy

Security & Privacy

Our Security Resource Center can help you keep your money and your identity secure.
Learn more about Security & Privacy ▸







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