Personal & Vehicle Loans

Knowing what you're looking for doesn't always mean knowing how to find it. That's where we can help. Whatever your next big purchase is, we'll help you find a loan that's right for you.

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What kind of loan are you looking for?

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Share Secured Loan

A perfect option for first-time borrowers. Lets you borrow at our usual low rates and easy terms, using your savings as collateral. No credit qualifications required.

Interest Rate

3% above current regular savings rate

Loan Amount

$250 or more

Uses

  • Building Credit
  • Immediate Expenses

Required Collateral

Savings or certificate equaling the amount of the loan

Features

  • If the loan is secured by a certificate, the loan term cannot exceed the certificate’s maturity date.
  • Funds for the loan generally have to have been in your account for 15 days.
  • Share Secured Loans are not available on IRA certificates, IRA Shares, or Checking accounts.
  • Open to PFCU members age 18 or older.
Apply for a Loan
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Personal Loan

With our low rates, this is an ideal way to consolidate your debt. And best of all, the only collateral you need is your signature.

Interest Rate

As low as 9.50% APR*

(based on credit)

Loan Amount

$500-$25,000

Uses

  • Debt Consolidation
  • Immediate Expenses

Required Collateral

None

Features

  • Approved loan amount is based on income and current unsecured debt.
  • Annual Percentage Rate* is determined by evaluation of applicant's credit.
  • Loan can be refinanced at any time.
  • Open to PFCU members age 16 or older. (Members under 18 require a co-applicant.)

*APR = Annual Percentage Rate. Rate reflects all possible discounts. This is the credit union’s best rate. The available terms are subject to change without notice. Any existing PFCU loan must take an additional $1,000 minimum on any new loan or loan refinances. For each $1,000 borrowed at 9.50% APR over a term of 60 months pay approximately $21.00 a month. Rates may vary depending on each borrower’s credit history/eligibility, underwriting criteria and market conditions. Offer of credit is subject to credit approval. Maximum loan amount is $25,000. Offer expires 9/30/16.

Apply for a Loan
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Line of Credit

Useful for sudden or unexpected expenses. Borrow the cash you need as you go, without having to reapply.

Interest Rate

As low as 13.40% APR*

(based on credit)

Loan Amount

Up to $15,000

Uses

  • Cashflow as you need it
  • Unexpected expenses
  • Overdraft protection

Required Collateral

None

Features

  • Annual Percentage Rate* is determined by evaluation of applicant's credit
  • Minimum payment is $20 or 2.94% of the balance, whichever is greater.
  • Open to PFCU members age 16 or older.(Members under 18 require a co-applicant.)

*APR = Annual Percentage Rate. Rates as low as 13.40%. For each $10,000 borrowed over a term of 48 months, pay approximately $270.26 per month. This is the Credit Union's best rate. Rates may vary depending on each borrower's credit history and underwriting factors. All rates are subject to change without notice.

Apply for a Loan

Vehicle Loans

With our fast loan approval process and some of the lowest rates around,
we can help you find your ride quick and easy.

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Auto Loans

Whether you're looking for something new, used or refinanced - our fast service and low rates are the keys to your new car.

Learn More   |  Apply Now


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RV Loans

Whether you are looking for a motor home or a travel trailer, our financing options make enjoying your next adventure more affordable than ever.

Learn More   |  Apply Now

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Boat Loans

Float that new, used or refinanced boat, with easy terms, amazing rates and a personal touch.

Learn More   |  Apply Now

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Motorcycle Loans

With low rates, easy terms, and a rapid approval process, hitting the road is as easy as riding a really, really loud bike.

Learn More   |  Apply Now

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Loan Features & Services

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Bill Payer

Pay your bills, safely, quickly, and reliably for free.
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Loan Payment Protection

Sleep easy knowing you and your family are secure.
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CONVENIENT LOCATIONS & SURCHARGE-FREE ATM NETWORK

Check out our ATM Branch Locator to find branches and ATMs, from Center City to Bloomsburg, PA. 
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Security & Privacy

Our Security Resource Center can help you keep your money and your identity secure. 
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PFCU Member Support

Click on live chat with any questions or call us directly at 215-934-3500 or 800-832-PFCU.


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