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PHONE: 215-934-3500 or 800-832-PFCU

ABA Routing # 236084298

SKIP-A-PAY

LIFE HAPPENS. WHEN IT DOES, SKIP A LOAN PAYMENT AND KEEP THE CASH IN YOUR POCKET THAT MONTH.

With PFCU’s Skip-a-Pay program, you can skip a payment on your eligible loan twice every 12 months (up to six times during the life of the loan), to get some financial relief when money gets tight.

HOW TO QUALIFY

To qualify for the Skip-a-Pay program on eligible loan types:

  • Loan must be open for at least six months
  • Member must be in good-standing*

If you want to Skip-a-Pay, just submit your request before your due date.

WHICH LOANS QUALIFY?

  • Personal Loan
  • Vehicle Loan

The following loans ARE NOT ELIGIBLE: Mortgages, Home Equity Loans, Home Equity Lines of Credit, Personal Lines of Credit, Share-Secured Loans, Credit Cards and Business Loans.

COSTS AND CHARGES

A $30 fee applies per skip.  

HOW TO SKIP

Log into Teller Net and select “Skip-a-Pay” from the “eServices” menu.

New to Teller Net? Enroll in our online banking system today.

* All your loans at PFCU must be current with no collection action pending to skip a payment. Your account must not be overdrawn and you must have sufficient funds in your PFCU account to cover the $30 fee per skipped loan payment or the fee may be paid via debit or credit card. Up to two (2) skips per loan may be performed during a 12-month period. Other restrictions may apply. Skipping one or more payments will extend the term of your loan and interest will continue to accrue. The terms and conditions of your original loan agreement(s) remain in force. Contact PFCU for further details.

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National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Excess Share Insurance Corporation 
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Since they are not a deposit of the Philadelphia Federal Credit Union, investment accounts do not qualify for Excess Share Insurance (ESI). Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.