With PFCU’s Skip-a-Pay program, two payments on each eligible loan can be skipped within a 12-month period and the cost is $30 for each skip that you request.*


To qualify for the Skip-a-Pay program on eligible loan types:

  • Loan must be opened for 180 days
  • Cannot be delinquent for more than 10 days
  • This includes HELOC’s and LOC’s
  • 2 skips in a rolling 12 months
  • Consecutive skips are allowed
  • Member must be in good-standing*

If you want to Skip-a-Pay, just submit your request before your due date.


  • Personal Loan
  • Vehicle Loan
  • Home Equity Lines of Credit (HELOC)
  • Lines of Credit

The following loans ARE NOT ELIGIBLE: Mortgages, Share-Secured Loans, Credit Cards and Business Loans.


The cost is $30 for each skip that you request.


Log into Teller Net and select “Skip-a-Pay” from the “eServices” menu.

New to Teller Net? Enroll in our online banking system today.

If you do not have online access to your account, you can call us at 215-934-3506 for assistance.

* All your loans at PFCU must be current with no collection action pending to skip a payment. Up to two (2) skips per loan may be performed during a 12-month period. Other restrictions may apply and offer is subject to change. Skipping one or more payments will extend the term of your loan and interest will continue to accrue. The terms and conditions of your original loan agreement(s) remain in force. Contact PFCU for further details.

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We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

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Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.