ABA Routing # 236084298

Specialty Accounts

Everyone can use a little help preparing for what’s down the road. Whatever you’re saving for – big or small – our great rates and specialty accounts can help you do it.

Specialty Accounts

Health Savings Account

This account, and the interest it earns, can be used tax-free to pay premiums, co-pays, deductibles and other expenses. It can also be used to establish savings for future expense.

Features of Health Savings ▸
Details of Health Savings ▸

Fees

None

Minimum Balance

None

Features

$50.00 minimum deposit to open the account
Unlimited check writing
HSA Funds can be rolled over from year to year
Checks can be written from the HSA for qualifying medical expenses
An HSA offers tax savings: Tax Deductions when contributing to an HSA, Tax-free earnings through investment, and Tax-free withdrawals for qualified medical expenses.
Dividends are compounded daily and are calculated on the daily balance when the balances reach or exceed $50

Open a Health Savings Account

Visit one of our branches.
Call 215-934-3500 or 800-832-PFCU (outside the metropolitan area).

Custodial/Pautma Accounts

Saving big for someone little? Manage and oversee their savings and have something special to give them when they’re legally eligible.

Features of Custodial/Pautma ▸
Details for Custodial/ Pautma ▸

Fees

None

Minimum Balance

Features

The Custodian is the only person permitted to transact business on the account. He or she is responsible for transferring funds to the minor when the minor reaches age 21.
A successor custodian can be named by the Custodian at any time.
The minor’s Social Security number is reported to the Internal Revenue Service. Tax advice should be secured from the IRS by the Custodian prior to opening this account.
Dividends on UTMA accounts are considered income to the minor for federal income tax purposes.

Open a Custodial/ Pautma Account

Visit one of our branches.
Call 215-934-3500 or800-832-PFCU (outside the metropolitan area).

Estate Account

A legally-appointed executor or administrator of an estate may open an estate account to settle the financial matters of a deceased person.

Features of Estate Account ▸

Fees

None

Minimum Balance

Features

Two checking accounts to choose from: Free Checking and Better Checking
Federal insurance up to an aggregate of $250,000 on all accounts

Open an Estate Account

Visit one of our branches.
Call 215-934-3500 or 800-832-PFCU (outside the metropolitan area).

Trust Account

Whether your goal is to ensure the wellbeing of a child or a senior citizen, a family member or a friend, these accounts are designed to act on your behalf.

Features of Trust Account ▸
Details of Trust Account ▸

Fees

None

Minimum Balance

Features

Here are some other features available to you.

May have all share accounts (excluding IRAs, HSAs and Loans), regular savings certificates and an ATM or PFCU Check Card
Separately insured by NCUA

Open a Trust Account

Trustee/Trustor must complete a membership card along with a request to open a Trust Account and provide a copy of the Trust Agreement.

Visit one of our branches.
Call 215-934-3500 or 800-832-PFCU (outside the metropolitan area).

IOLTA Account

Interest from these accounts is pooled to provide civil legal aid and support improvements to the justice system.

Features of IOLTA Account ▸

Fees

None

Minimum Balance

Features

Here are some other features available to you.

You can make withdrawals at any PFCU branch.
Deposits may be made at any PFCU branch.
Free monthly statements available by mail and electronically through Teller Net.

Open an IOLTA Account

Visit one of our branches.
Call 215-934-3500 or 800-832-PFCU (outside the metropolitan area).