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First Front Door Program

The 2018 First Front Door Program funding round is open.


Buying your first home? Want to get up to $5,000 in cash for down payment and closing costs? PFCU offers a first-time homebuyer grant program funded by FHLBank of Pittsburgh.

Through the First Front Door (FFD) Program, qualified homebuyers can receive a 3-to-1 matching contribution. For every $1 you contribute, you can receive $3 in grant assistance, up to a maximum of $5,000.

Who Qualifies for First Front Door?

To qualify for the First Front Door program, you must:

  • Be a first-time homebuyer obtaining a conventional mortgage (which means you haven't owned a home within the past three years, or you owned a home only while married but not as a single person within the last three years. This includes a married couple if either has not owned a home in the past three years)
  • Contribute personal funds as part of the down payment and closing costs
  • Have household income at or below 80 percent of the area median income at the time of registration
  • Complete at least four hours of homeownership counseling, including the topic of predatory lending, prior to the purchase of the home
  • If a student, work at least 30 hours a week

Benefits of First Front Door Program

By receiving a First Front Door grant as a first-time homebuyer, you will receive:

  • Enhanced first-time homebuyer products
  • More competitive local housing market
  • CRA Credit
  • Stronger banking relationship

How does First Front Door Work?

Homebuyers must complete a 6-step process to receive a FFD grant:

  • Meet with your local PFCU Mortgage Representative to discuss eligibility
  • Representative and homebuyer collect financial information and submit FFD registration request
  • FHLBank will process and approve the request within 10 days
  • Prospective homebuyer will buy their home within six months, after attending counseling
  • First mortgage and eligible grant amount is provided to the homebuyer

Visit FirstFrontDoor or FHLBank to learn more about the grant and eligibility.

Applying for First Front Door

Contact a PFCU Mortgage Representative at 215-934-3505.

Additional Resources