FIRST FRONT DOOR and keys to equity PROGRAMS

THE 2024 FUNDING ROUND FOR THE FIRST FRONT DOOR PROGRAM HAS CLOSED DUE TO HIGH DEMAND. PLEASE CHECK BACK NEXT YEAR.

Buying your first home?  PFCU offers two first-time homebuyer grant programs, funded by FHLBank of Pittsburgh. These programs provide down payment and closing cost assistance to eligible first-time homebuyers.

FIRST FRONT DOOR Program

Through the First Front Door (FFD) Program, qualified home buyers who contribute a minimum of $1,500 can receive a grant up to $15,000.

WHO QUALIFIES FOR FIRST FRONT DOOR?

TO QUALIFY FOR THE FIRST FRONT DOOR PROGRAM, YOU MUST:

• Be a first-time home buyer obtaining a conventional mortgage (which means you haven't owned a home within the past three years, or you owned a home only while married but not as a single person within the last three years. This includes a married couple if either has not owned a home in the past three years)
• Contribute personal funds as part of the down payment and closing costs
• Have household income at or below 80 percent of the area median income at the time of registration
• Complete at least four hours of home ownership counseling, including the topic of predatory lending, prior to the purchase of the home
• If a student, work at least 30 hours a week
• Close your mortgage with the lender that received approval from Federal Home Loan Bank for First Front Door grant 

HOW DOES FIRST FRONT DOOR WORK?

HOME BUYERS MUST COMPLETE A 6-STEP PROCESS TO RECEIVE A FFD GRANT:

• Contact a PFCU Mortgage representative at 215-934-3505 to discuss eligibility
• Collect your financial information, submit purchase application and FFD registration request with a PFCU Mortgage representative
• FHLBank will process and approve the request within 10 days
• Prospective home buyer will buy their home within six months, after attending counseling
• First mortgage and eligible grant amount is provided to the home buyer

Visit First Front Door to learn more about the grant and eligibility.

APPLYING FOR FIRST FRONT DOOR

Contact a PFCU Mortgage Representative at 215-934-3505. 

** NEW: FIRST FRONT DOOR KEYS TO EQUITY PROGRAM

THE 2024 KEYS TO EQUITY FUNDING ROUND HAS CLOSED DUE TO HIGH DEMAND. PLEASE CHECK BACK NEXT YEAR.

Qualified Minority and First-Generation home buyers who contribute a minimum of $1,000 can receive a grant up to $20,000, through the First Front Door Keys to Equity (Keys) Program funded by FHLBank of Pittsburgh.

WHO QUALIFIES FOR KEYS?

TO QUALIFY FOR THE KEYS PROGRAM, YOU MUST:

• Be a first-time homebuyer and identify as a Minority and/or First-Generation Homebuyer, as defined by FHLBank Pittsburgh
• Contribute personal funds as part of the down payment and closing costs
• Have household income at or below 120 percent of the area median income  at the time of registration
• Complete at least four hours of homeownership counseling, including the topic of predatory lending, prior to the purchase of the home

HOW DOES KEYS WORK?

HOME BUYERS MUST COMPLETE A 6-STEP PROCESS TO RECEIVE A KEYS PROGRAM GRANT:

• Contact a PFCU Mortgage representative at 215-934-3505 to discuss eligibility
• Collect your financial information, submit purchase application and Keys registration request with a PFCU Mortgage representative
• FHLBank Pittsburgh will process and approve the request within 10 business days
• Within six months of registration approval, attend homeownership counseling and buy your home
• First mortgage and eligible grant amount is provided to you

Visit First Front Door to learn more about the grant and eligibility.

APPLYING FOR KEYS PROGRAM

Contact a PFCU Mortgage Representative at 215-934-3505.