THE RIGHT ADDRESS?
If you're unsure whether a home that you like is eligible for a USDA loan, just contact a PFCU mortgage team member and get a quick answer.
USDA Home Loans
For homes in rural areas and some suburbs
100% financing available
Competitively low interest rates
For some folks, nothing beats country living.
Affordable loans for those who like a little elbow room.
No crowds. No traffic. Open spaces. If this lifestyle sounds appealing, Philadelphia Federal Credit Union invites you to look into the USDA loan program. You can purchase a home in rural areas (or certain suburbs) with no down payment, attractive rates and, of course, an endless supply of fresh air.
- Designed for individuals and families with low to moderate incomes
- Zero down payment
- Minimum credit score of 640
- Lower PMI requirement
- Competitively low interest rates
- 15- and 30-year fixed rate terms
- Refinancing options available
- Primary residence only
Quick Links
TOOLS TO GET YOU AHEAD
How to Prepare Financially before your First Mortgage
Are you considering buying your first home? Before you dive into the world of mortgages and homeownership, ensure your finances are in order.
Home is where the heart is
And that's worth protecting. Gain peace of mind with affordable insurance coverage and access to discounts for smoke alarms, security systems and more.
Homeowners Insurance
Philadelphia Federal Credit Union is a full-service financial institution with locations in Philadelphia and Columbia County, PA.