Become a PFCU Member

At PFCU, membership has its fair share of rewards. Lower fees. Better rates. Free financial education. And when you're a member, you're actually a part-owner of our credit union. So you're who sees the profits.

Become a PFCU Member

No bankers. Just neighbors.

How’d you like to own part of a financial institution? Because when you’re a PFCU member, that’s exactly what you get. As a credit union, we’re member-owned. Which means no shareholders. No fat cats. Just ordinary people interested in low fees, great rates, and helping their community grow and thrive.

Let's get you signed up.

Signing up is a snap. Just open up a PFCU Regular Savings account and make a deposit, and you’ll qualify as a PFCU member.

So, think you might want to become a member? As long as you live, work, study, or worship in Philadelphia or Columbia County, you’re welcome to join. It’s that simple.

Want to sign up now?

Click here to open a PFCU Regular Savings Account

Want to know more about our fee structure?

Whether you’re a member or a business, we can offer you a clear outline of the fees associated with our most commonly used services.

Member Fees   |  Business Fees

Or, browse our other services:

Personal Banking   |  Business Banking   |  Insurance

Member Discount Program

PFCU membership qualifies you for all kinds of services at reduced rates, including our: Discount Travel Program, Pet Insurance, Dental Benefits, and Theme Park Discounts.
Learn more about member Discount Program

Select Employee Groups

Good news! As long as you work for a company in one of our select employee groups, you can become a member – even if you don’t live or work here. And if you’re a business, consider joining one and make PFCU membership available to your employees.
Learn more about Select Employee Groups


"I am a Philadelphia based blogger and a busy mom. I like to share ways to get the most amount of fun in your day, no matter what things you have going on. Money and debt planning are very important, whether it is so you can travel more, have more adventures with the kids, or just to feel less stressed. Having a PFCU financial expert answering my questions and helping to guide me through these issues was extremely helpful."

DEBI - OurWabisabiLife.com

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Get in touch

Need some assistance? 
Need some assistance?

Whether it’s help accessing your account, advice or just some helpful FAQs, help is just a click away.
View Member Help

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Your feedback helps us improve our services. So tell us what you think! We really want to know.
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National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.