Student Services

Whatever you want to be in life, it all starts with a good education. That’s why we offer our members competitive loans and financial assistance to help them make their college dreams a reality. 

Student Services

Which Resource is right for you?

If you're searching for Credit Union Student Loans or an official University's Credit Union, you've come to the right place. Below are the details for our competitive loans and different ways we can be of financial assistance to help you achieve your goals.

Student Loan

Student Loan

Wherever you are in your higher education, get the money you need for school. Whether you’re an undergraduate, graduate student, or parent, get money for school from Sallie Mae®

Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parents.

Features of Student Loan ▸
Details for Student Loan
Apply for a Student Loan

Features and Benefits

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility 
  • No origination fee and no prepayment penalty 
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers 
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists 
Apply for a Student Loan

PFCU Scholarship Program

PFCU Scholarship Program

Our annual scholarship awards $2,500 to four high school seniors who are members in good standing at PFCU.

Features of Scholarship Program ▸
Details for Scholarship Program

At PFCU, we’re committed to helping our members thrive. Which is why we created our Scholarship Program in 2004, to help our younger members achieve their educational and life goals.

Want to apply? Here's what you need to be eligible:

  • Be a member of PFCU in good standing
  • Be enrolled as a high school senior at the time of application
  • Appear in person at a predetermined branch to receive documentation and take part in a photo
  • Use scholarship funds for tuition or textbooks only at an accredited education institution

What about the selection process?

Scholarship entry period begins in March of each year. Judging is based on subjective criteria including essays, weighted objective criteria, academic performance, extracurricular and community activities, references and personal goals. Those selected must appear in person to receive their scholarships and take part in a photo. If any winner fails to attend at their predetermined meeting time, another winner will be selected in his or her place.

Employees of PFCU, directors, volunteers and their immediate families are ineligible to participate.

CCP Scholarship

CCP Scholarship

Our CCP scholarship offers $600 per fall semester for a member enrolled at the Northeast Regional Center.

Features of CCP Scholarship ▸
Details for CCP Scholarship

We have a special scholarship for our members pursuing their associate’s degrees at Philadelphia Community College. Men and women who have demonstrated academic achievement, have overcome barriers along the way, and who meet the other criteria will have this scholarship applied directly to the recipient’s tuition account.

Want to apply? Here's what you need to be eligible:

  • Be a current Community College of Philadelphia student who is registered for at least 6 credits with one course being taken at the Northeast Regional Center.
  • Be enrolled full-time or part-time (minimum of 6 credits/semester) in any of the College’s associate degree programs.
  • Have a minimum cumulative grade-point average of 3.0.
  • Be a member of the Philadelphia Federal Credit Union. Membership will be verified upon selection of recipient.

Employees of the Philadelphia Federal Credit Union, directors, volunteers and their immediate families are ineligible to participate.

Tuition Rewards Program

Tuition Rewards Program

A college savings plan designed to earn guaranteed scholarships for your family members at participating private colleges and universities across America.

Features of Tuition Rewards ▸
Details of Tuition Rewards
Enroll in the Tuition Rewards Program

Our Tuition Rewards Program is a college savings plan like no other – as your balance with PFCU grows, so do your Tuition Reward points. And no matter what, you’re guaranteed that your scholarships can equal up to one full year’s tuition for FREE.*
You can register several students to receive points from multiple family members, including parents, grandparents, aunts, uncles, cousins and even godparents.

Once enrolled, you can:

  • Check reward balances
  • Edit student information
  • Transfer points to/from a student
  • Submit points to member colleges & universities**
  • View a list of participating schools

Every PFCU member enrolled in Tuition Rewards will now receive a minimum quarterly reward of 250 rewards points ($250 value) – or, 1.25% of end-of-quarter qualifying assets, whichever is larger.

* Some schools have a limit that may be less than 25% of the cost of tuition. Account holders can view a complete list of member schools along with the maximum amount each school will accept from the Participating Schools page after logging in.
** Requires the latest version of the free Adobe Reader to view & print.

Enroll in the Tuition Rewards Program


National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.