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PHONE: 215-934-3500 or 800-832-PFCU

ABA Routing # 236084298

Credit Cards

Looking to make shopping an even more rewarding experience? With a wide range of cards with various perks and protections, we can help you find the card that’s right for you.

Credit Cards
Which card is
right for you?

Choosing the right card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

Platinum Card 

Platinum Card

Enjoy the everyday convenience of a credit card while saving on interest with a low introductory rate.

  • Intro APR* for Purchases and Balance Transfers: Platinum: 0% introductory APR for the first 20 billing cycles. After that, 13.49% to 23.49% based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate. See terms & conditions.
  • You could save on interest and pay down on your other credit card balances faster
  • Get the flexibility to pay in full or pay down over time
  • Annual Fee: None See terms & conditions.
  • Learn More ▸

Apply Now

Max Cash Preferred Card 

Max Cash Preferred Card1

Get more value with up to 5% cash back in 2 categories you choose.

  • APR for Purchases: 14.49% to 23.49% based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate. See terms & conditions.
  • Intro APR* for Balance Transfers: 0% introductory APR for the first 12 billing cycles for balances transferred within 366 days from account opening. After that, 14.49% to 23.49% based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate. See terms & conditions.
  • 2% unlimited cash back on one everyday category of your choice
  • 1% unlimited cash back on all other eligible purchases
  • $150 bonus reward after you spend $500 within first 90 days of account opening
  • Annual Fee: None See terms & conditions.
  • Learn More ▸

Apply Now

Real Rewards Card 

Real Rewards Card2

Earn 1.5 points for every $1 you spend on eligible net purchases (equal to 1.5% cash back).3

  • Intro APR* for Purchases and Balance Transfers: 0% introductory APR for the first 6 billing cycles. After that, Signature Real Rewards: 14.49% to 23.49% based on your creditworthiness when you open your account. Platinum Real Rewards: 14.49% to 23.49% based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate. See terms & conditions.
  • Get 2,500 bonus points after your first purchase4
  • Redeem your points for cash back, travel, merchandise or gift cards
  • Annual Fee: None See terms & conditions.
  • Learn More ▸

Apply Now

Secured Card 

Secured Card

A card that's perfect for anyone who wants to improve or establish their credit.5

  • APR for Purchases and Balance Transfers: Secured: 23.99% This APR will vary with the market based on the Prime Rate. See terms & conditions.
  • Enjoy the convenience of credit, including the option to carry a balance
  • Earn interest on your companion secured savings account
  • Annual Fee: None See terms & conditions.
  • Learn More ▸

Apply Now

No matter which card you choose, you’ll enjoy important features like:

  • Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
  • Mobile payment capability for added convenience.
  • Zero Fraud Liability*. You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
  • Plus much more!
  • Learn More ▸

Which card is
right for you?

*Élan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations apply.

The creditor and issuer of these cards is Élan Financial Services, pursuant to separate licenses from Visa U.S.A. Incorporated and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Credit Card Features


Verified by VISA

Visa Secure®

You no longer have to enter 16-digit primary account numbers, look up passwords, or complete long forms to make a purchase.
Learn more about VISA Secure ▸

PFCU Member Support

PFCU MEMBER SUPPORT

Click on live chat with any questions or call us directly at 215-934-3500 or 800-832-PFCU.

Security & Privacy

SECURITY & PRIVACY

Our Security Resource Center can help you keep your money and your identity secure.
Learn more about Security & Privacy ▸

Verified by VISA

VISA CHECKOUT

With Visa Checkout, you can shop online without the worry. 
Learn more about Visa Checkout ▸





Credit Card Services Contact

Online Account Access
Online Account Access
www.myaccountaccess.com

Rewards Center
www.myaccountaccess.com
PFCU Phone
Consumer Phone
800-558-3424
Business Phone
866-552-8855
Signature Phone
866-234-4691
TDD
888-352-6455
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National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Excess Share Insurance Corporation 
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Since they are not a deposit of the Philadelphia Federal Credit Union, investment accounts do not qualify for Excess Share Insurance (ESI). Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.