.
.

PHONE: 215-934-3500 or 800-832-PFCU

ABA Routing # 236084298

Business Credit Cards

Whether you’re charging a client lunch, or just buying more printer paper, our business credit cards can help. And each one comes with great features like free employee cards, security, and tools to help manage your expenses.

Business Credit Cards

So, which Visa Credit Card is Right for your Business?

Visa Business Cash Card

Visa® Business Cash Card

  • 3% cash back1on on eligible net purchases from office supply stores,
    phone and TV services2,4
  • 2% cashback on eligible restaurant and gasoline net purchases
  • 1% cash back on all other eligible net purchases
  • $25 cash back awarded after first purchase3
Apply for a Visa® Business Cash Card ▸
Visa® Business Real Rewards Card

Visa® Business Real Rewards Card

  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back)5
  • No cap or limit on the number of points you can earn, and you have five years to redeem for rewards4
  • 2,500 bonus rewards points awarded after first purchase3
Apply for a Visa® Business Real Rewards Card ▸
Visa® Business Rewards PLUS Card

Visa® Business Rewards PLUS Card

  • Earn 3 points monthly for every $1 you spend the most on: cellular phone service, hotel, or airline6
  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases
  • Plus, earn 20,000 one-time bonus rewards points after you spend $2,000 in the first 3 months3
  • No cap or limit on the total cash back you can earn, and you have five years to redeem for rewards4
Apply for a Visa® Business Rewards PLUS Card ▸
Visa® Business Platinum Card

Visa® Business Card

  • Extended introductory offer.
  • Save on interest and pay down your other credit card balances faster.
  • Separate business expenses, manage cash-flow and track spending.
  • Product is not available online. Visit one of our locations to apply.
Apply for a Visa® Business Card ▸

1 Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card
account within one to two billing cycles.

2 Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn
1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code as office supplies or cellular phone, landline, internet and cable TV services. In addition, you will earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations or restaurants. The number of additional Points earned on office supply store purchases, cellular phone, landline, internet and cable TV services, automated fuel dispensers, and service stations or restaurants is unlimited. Points expire five years from the end of the quarter in which they are earned.

3 Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. One-time bonus rewards will be awarded after eligible net purchases totaling $2,000 or more are made to your account within three months from account opening.

4 The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember
Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

5 Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.

6 Rewards PLUS: Points expire five years from the end of the quarter in which they are earned. You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account. You may earn additional Points for purchases at merchants that are classified as: airlines, cellular phone
services, or hotels (each, a “Category”). You will earn an additional 1.5 Reward Points (for a total of 3 Reward Points) for each dollar of Net Purchases in the one Category that has the highest total Net Purchases charged to your Account (the “Highest Category”) during each billing cycle. The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.

Credit Card Features


Verified by VISA

Verified by VISA

Advanced risk detection technology monitors transactions allowing you to shop without interruption.
Learn more about Verified by VISA ▸

Security & Privacy

Security & Privacy

Our Security Resource Center can help you keep your money and your identity secure.
Learn more about Security & Privacy ▸




Credit Card Services Contact

Online Account Access
Online Account Access
www.myaccountaccess.com

Rewards Center
www.myaccountaccess.com
PFCU Phone
Consumer Phone
800-558-3424
Business Phone
866-552-8855
Signature Phone
866-234-4691
TDD
888-352-6455
card-management_450x230_6_19visa-purchase-alerts

National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Excess Share Insurance Corporation 
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Since they are not a deposit of the Philadelphia Federal Credit Union, investment accounts do not qualify for Excess Share Insurance (ESI). Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.