Better Checking

Dividends aren't just for savings accounts anymore.

This dividend-bearing checking account gives PFCU members another chance to earn money with us.

Open to

Open to members 18 and older (or 13-17 with a joint owner at a branch)

Key Features

  • Dividends are compounded daily and calculated on the daily balance when the balance reaches or exceeds $1,000.
  • Dividends are paid on the last day of each month.
  • Convenient Locations & Surcharge-Free ATM Network.
  • Deposits may be made through Direct Deposit, ATM, our Philadelphia FCU Mobile App, or at any PFCU branch.
  • Members receive FREE monthly statements to ease account balancing. FREE Electronic Statements are also available on Teller Net.
  • FREE copies of canceled checks are available on Teller Net.
  • The first box of checks is included.

Min. Opening Deposit & Maintenance Fee

  • $0 Minimum Opening Deposit Required
  • $5 monthly fee that will be WAIVED if the minimum daily balance of the account is $1,000 or greater for each day of the month.

Costs and Charges

Please refer to our fee schedule for full disclosure of costs and charges.


Dividend rate increases if the minimum daily balance reaches $5,000 and again at $10,000.

Dividend Rates

Please refer to our rates page for full disclosure of account terms and conditions.

Open a Better Checking Account
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Better Checking accounts are available to all PFCU members 13 years or older who meet our account verification requirements.

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