About Us

At PFCU, we’ve got a pretty clear-cut philosophy. We’re not here for our profit. We’re here for yours. And from the very beginning, that has made the difference for us and every one of our members..

About PFCU

It is our fundamental belief, and the pride of PFCU, that our members and employees are the real owners of this institution. That’s why we work so hard to help them achieve their financial goals and see their families thrive. And why we reinvest all our profits back to improve our services, reduce our fees, and keep our rates competitive.

We believe in helping people. Pure and simple. And that might seem like a radical idea, but trust us - it isn’t. It’s just a good one.


PFCU’s Mission and History

Philadelphia Federal Credit Union was founded in 1951, originally to serve the financial needs of Philadelphia municipal employees. Today, with more than 116,000 members and assets in excess of $1 billion, we are among the top ten credit unions in the area, serving the owners, employees and directors of more than 400 organizations throughout Pennsylvania, New Jersey and Delaware. Our mission is to provide for the financial well-being of our membership through a dedicated and unique combination of professional and personal service. As a member-owned institution, we will invest daily in building one-on-one relationships with our membership community through uncompromising service, convenience and a complete offering of competitive financial products and services. Since our very first day, we've helped ordinary Philadelphians achieve their goals. We've helped them open businesses, and educate their kids. We've helped teach them about how to handle their money better, and how to save for the future. And it remains our continued ambition to become the leading credit union in the Delaware Valley, in recognition of our commitment to their ownership and as stewards of their financial independence.
Learn more about our Mission and History

Newsletter and Annual Reports

Sign up to receive our newsletter and annual reports. This is your guide to credit union events and financial education. Inside our MoneyLine newsletter, you'll find informative articles about mortgages, IRAs, online banking, savings account & checking account, auto loans, equity line of credit, and more, in a condensed and easy to read format!
Learn more about our Newsletter and Annual Reports

Our Board of Directors

The Philadelphia Federal Credit Union (PFCU) is a member-owned, not-for-profit financial institution that exists entirely to serve our members. PFCU does not issue stock or pay dividends to outside shareholders. All earnings are returned to members in the form of lower loan rates, higher dividend rates, fewer fees, free financial education and community activities. Our Board of Directors is a dedicated group of volunteers that are elected from within our membership.
Learn more about our Board of Directors

What's new at PFCU?

Take a look below and read all about it.

Events Credit Repair & Fraud Seminar


Learn about paying debt and increasing your score.

Moneyline Blog


As July rolls around, we find ourselves just over the midpoint of the year, a perfect opportunity to conduct a mid-year financial check-in. Whether you set ambitious resolutions at the beginning of the year or simply want to ensure you're on track with your financial goals, taking stock of your progress now can set you up for success in the months ahead.


PFCU is hosting and attending virtual and in-person events to improve financial literacy in its community. Learn about our educational programs and community activities.

National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.