VA Home Loans

Home Loans guaranteed by the Veterans Administration

PFCU is proud to offer VA Home Loans as a benefit to veterans who are interested in purchasing or refinancing a home. Guaranteed by the Department of Veteran Affairs, VA Home Loans are available to Active duty U.S. Military, veterans, reservists and surviving spouses of military personnel. VA Home Loans offer no down payment, in most cases, and liberal qualifying guidelines, making the American dream of owning a home easier.

  • The only mortgage product with no down payment requirements for a purchase.
  • Fixed rate terms.

Talk with a mortgage professional.

Call our Mortgage Department at 215-934-3505 to talk with a PFCU Mortgage Professional or apply online.

Apply for a
VA Home Loan

*Available in PA, NJ, DE & MD. Not available in FL. If you are applying for a purchase or refinance, an application fee will be collected to cover the cost for a credit report. This fee will be credited toward closing costs. We will accept your application online even if you are not currently a member. However, all borrowers on the application will be asked to qualify for membership. Prior to your loan closing, you will be asked to open a qualifying account. Residency restrictions apply. Offer of credit is subject to credit approval.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Click here to view the full HUD Statement.

Refer your Friends
National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.