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PHONE: 215-934-3500 or 800-832-PFCU

ABA Routing # 236084298

Youth Accounts & Resources

To us, there’s no more important future to invest in than the children in our community. We have all kinds of accounts and resources to help our youngest members save big.

Youth Accounts & Resources
Which Youth Account is right for you?
CU Succeed

CU Succeed®

Accounts and products for teenagers. Everything they need to know about personal finances, while building up good credit in the process.

Features of CU Suceed ▸
Details of CU Succeed ▸

Fees

None

Minimum Balance

$5

Special Features

  • First box of checks FREE
  • Initial ATM/Check Card is Free
  • 15 FREE ATM/Check Card withdrawals a month
  • FREE Teller Phone access
  • FREE Teller Net access at pfcu.com
  • FREE Electronic Bill Payer 
  • FREE quarterly newsletter written by teens, for teens
  • Access to the interactive CU Succeed® website
  • The Annual PFCU Scholarship Program
  • For ages 13-17 (joint owner required)

Want to join CU Succeed®?

  • Visit one of our branches.
  • Call 215-934-3500 or 800-832-PFCU (outside the metropolitan area).
Moola Moola Kids Club

Moola Moola Kids Club

Moola Moola and his friends are here to teach kids 12 and under the ins and outs of saving money.

Features of Moola Moola Kids Club ▸
Details for Moola Moola Kids Club ▸

Fees

None

Minimum Balance

$5

Moola Moola is a magical monster from the land of Lotta Loot, and is the leader of our Moola Moola Savings Club for Kids! Join him and his friends – Pennyopolp, Nickelodeo, Scratch, Two Bits and Doodadime – as they teach our youngest members the value of saving. The Moola Moola Savings Club for Kids is a savings account just for children 12 years old and under. If a $50 balance is maintained in the account, club members receive:

  • Moola Moola quarterly newsletter
  • Dividends

Watch for Moola Moola at our branches, festivals, parades and other events throughout our community.

Want to join the Moola Moola Kids Club?

  • Visit one of our branches.
  • Call 215-934-3500 or 800-832-PFCU (outside the metropolitan area).


Custodial Pautma Accounts

Custodial/PAUTMA Accounts

Saving big for someone little? Manage and oversee their savings and have something special to give them when they’re legally eligible.

Features of Custodial/PAUTMA ▸
Details of Custodial/PAUTMA ▸

Fees

None

Minimum Balance

$5

Features

  • The Custodian is the only person permitted to transact business on the account. He or she is responsible for transferring funds to the minor when the minor reaches age 21.
  • A successor custodian can be named by the Custodian at any time. 
  • The minor’s Social Security number is reported to the Internal Revenue Service. Tax advice should be secured from the IRS by the Custodian prior to opening this account.
  • Dividends on UTMA accounts are considered income to the minor for federal income tax purposes.

Open a Custodial/ Pautma Account


Restrictions on Those Under 13 Years of Age Due to the "Children's Online Privacy Protection Act," Philadelphia Federal Credit Union’s policy is such that a child under 13 years of age is not permitted to open a personal account online or create/use an Online Banking account. Persons over 13 may open an account with an adult by mail or through a branch location. For more information on Children's Online Privacy Protection Act (COPPA) Visit the FTC's COPPA website

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National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Excess Share Insurance Corporation 
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Since they are not a deposit of the Philadelphia Federal Credit Union, investment accounts do not qualify for Excess Share Insurance (ESI). Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.