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Text Message Banking

Your account balances are a text away

Text Message Banking makes it easy to access account balances and transactions, as well as transfer funds, right on your mobile phone. It's the fastest and easiest way to get your account balances - anytime, anywhere.

As simple as texting your friends!

Just text a short command to 454545 and you will quickly receive the information you want. Here are some of the requests you can make with Text Message Banking:

  • BAL — Current and available balances for a primary account you designate
  • LAST — The last five transactions in your primary account
  • BAL ALL — Current balances for all the accounts you have with us
  • TRANS — Transfer funds to your primary account
  • STOP — Cancel the Text Message Banking service

Secure access to your balances and transactions

Not only is Text Message Banking fast and free*, it's secure. You must first log into our secure internet banking site and have your phone in your possession in order to complete enrollment. We text an activation code to your phone that you must enter into the internet banking site in order to activate Text Message Banking. Also, we never send confidential information such as user IDs, passwords or complete account numbers via Text Message Banking.

Setup is as simple as 1-2-3

  • Step 1 - Log in and Activate

    Log into Internet Banking and go to the Mobile Banking & Alerts page. Then find and click on the Activate button.

  • Step 2 - Verify your phone

    First make sure that you have your cell phone with you. Then enter your cell phone number, and we'll send you a text message with a unique activation code that you'll need to enter to complete the process (this ensures that it's your phone number and it's in your possession). Once verified, select your preferences, and you’re done!

  • Step 3 - Start texting

    Now with your phone set up, just send a text message to 454545 whenever you want, and we'll send the response right back to your phone.

katerina

“After finding out that PFCU's Free Kasasa Checking Account offers cash back at restaurants and more when I use my debit card, I never feel guilty about dining out and getting my grub on!”

KATERINA

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Refer your Friends
National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.