PHONE: 215-934-3500 or 800-832-PFCU

ABA Routing # 236084298

Business Loans

Thinking of expanding your business? Or maybe you want some help starting your next big venture. Tell us what’s next for your business and we’ll help find the loan to get you there.


What kind of business loan are you looking for?

Working Capital Line of Credit

Working Capital Line of Credit

Perfect for handling a short-term lack of funds and managing your business’ cash flow needs.

Features of Working Capital Line of Credit ▸  |  Apply for a Working Capital Line of Credit ▸


  • Access to the funds you need, when you need them.
  • Assistance with managing your seasonal cash flow needs.
  • Flexible terms and, of course, competitive rates.
Apply for a Working Capital Line of Credit
Fixed or Adjustable Rate Term Loan

Fixed or Adjustable Rate Term Loans

Fund your next big venture with a loan tailored to your specific business needs.

Features of Fixed or Adjustable Rate Term Loan ▸  |  Apply for a Fixed or Adjustable Rate Term Loan ▸


  • Fully amortized with automatic payments.
  • Collateral can include a blanket lien on your business assets and / or your real estate.
  • No prepayment penalty.
Apply for a Fixed or Adjustable Rate Term Loan
Business Insurance

Commercial Mortgages

Available for the purchase, improvement, or refinance of a commercial property, these loans can take you from a big idea to a grand opening.

Features of Commercial Mortgages ▸  |  Apply for a Commercial Mortgage ▸


  • Tailored to your individual business needs
  • Fully amortized payments with automatic payments
  • Collateral can include a blanket lien or a lien on real estate
  • No prepayment penalty
Apply for a Commercial Mortgage

Business Loans Features & Services

Bill Payer

Bill Payer

Pay your bills, safely, quickly, reliably, and free.
Learn more about Bill Payer ▸


Security & Privacy

Our Security Resource Center can help you keep your money and your identity secure.
Learn more Security & Privacy ▸

PFCU Member Support

PFCU Member Support

Click on live chat with any questions or call us directly at 215-934-3500 or 800-832-PFCU.

Direct Deposit

Direct Deposit

Replace the paper checks you receive with electronic payments sent directly to your account.
Learn more about Direct Deposit ▸

Online & Mobile Banking

Online & Mobile Banking

Access your account from anywhere, 24 hours a day.
Learn more about Online & Mobile Banking ▸

Apply for a Business Loan

At PFCU, we provide businesses of all sizes with the loans they need to thrive. And we’re ready to help customize a loan to meet your specific needs and goals. But first, we need to know a few things about you. So just fill out the form below with some basic details, click submit, and we’ll be in touch in a few days to help you get started.

Offer of credit is subject to credit approval.


National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Excess Share Insurance Corporation 
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Since they are not a deposit of the Philadelphia Federal Credit Union, investment accounts do not qualify for Excess Share Insurance (ESI). Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.